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An in-between phase
Comments
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Hope you manage to get the heating sorted.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Oh dear- hope it gets sorted.
2 -
How did photographer go @Slowdown?
Friends round last night. Enjoyed garden with heater. Heating still not working despite trying everything. Heat pump engineer coming 'early this week'. Typical when I actually want to wash my hair! Just styling it out, hella greasy is actually very in very now darlings
Usuals
Carpet walk
Survey
Entered some competitions
Prepped veg for roast
Vinted money, shares to usual pots. Aim £500 Got £270 Survey cashout Aim £500 Got £273
Happy Sunday chums 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Day five of fireworks every evening. The ones at the moment are so loud and scary. And now there are car alarms and babies/young children crying all around. I'm not even a veteran or refugee or of a particularly nervous disposition and I'm jumping a mile every time one goes off
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
It's been a much better year for them around here. Last year they went on for a month, this year they at least didn't start til Thursday. Last night I managed to distract the old dog with just really loud TV all evening. I'm hoping tonight is the last of it though, I can't leave the living for the entire evening when they're going off and obviously I would be very productive if I could 😂
Debts 04/01/25 01/11/26
CC total £20,411.34 £13,370
OD £1100 £0
Car loan £4,000 £2,100
Roof loan £10,684.44 £0
Total £36,195.78 £15,470
EF £5,000
HF £0.52
EB £2402 -
Chloe has just come in fretful thanks to the fireworks at the rugby club down the road … 🙄 She was okay until a ‘crackle’ one went off - that scared her.
Could you borrow a friend’s shower or bath to get clean tomorrow? Hope the engineer’s ‘early’ really is! 🤞KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Don't know anyone in the area @KajiKita and certainly not asking SiL! We might be going to norf on weds so can sink wash and wear hats until then if engineer hasn't turned up. Poor Chloe, hope she settles soon
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Passes dry shampoo.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
Cheers @beanielou the thought had occurred to me but I'm determined to not spend extra money on a hopefully temporary problem!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
I think it's Divali today which might mean the last of the fireworks. Luckily my cat isn't)t bothered by the noise and tends to sleep through the noise. It must be awful for animals that are affected.
Fingers crossed for Monday being the definition of early in the week for heating engineers.
3
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