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An in-between phase
Comments
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Oh heck PiP that's horrible, I'm so sorry. :-(
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
My condolences to you and your family @PennysIntoPounds for your loss 🤗
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
sorry for your loss
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Awww, that is sad news, PiP. Yes, it's a worthwhile test, even though it doesn't feel like the nicest of things at the time. Young middle age is no age at all.
x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1 -
so sorry PIP. I second your encouragement to not ignore any worrying symptoms. My husband (before MrBC) died of bowel cancer at age 50 because he didn't want to take time off work to go to the doctor about what he thought were insignificant symptoms.
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That was a young age too, @Blackcats & must have been very sad & difficult. It is an illness which seems to be affecting younger people than I used to think. It's especially important to get any concerns checked when you consider how many people have other bowel conditions which can produce similar symptoms. I have an inflammatory bowel condition & when I was diagnosed 3 years ago, the consultant really stressed how important the bowel test kits are for me to do because they may pick up things which I assume are 'normal for me & my condition' but are actually something else.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Sorry for your loss. Young middle age is no age these days. Absolutely agree that everyone should do the poo tests when they are sent to them. Better to know before things get to the stage where it become untreatable.
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I'm sorry @Blackcats that is another young and sad and avoidable loss.
Absolutely @foxgloves, my chronic pain condition also affects bowel and I would have no way of knowing what is worth investigating and what is just bodily silliness.
Dang right @joedenise
And for goodness sake we are privileged enough to live in a country where we are sent these things for free to help us live, I'm not of the 'go and live somewhere else then' brigade (much) but the things we take for granted and merrily ignore are things that billions of people would think were an astonishingly wonderful thing for their country to do
Thank you everyone for your kind comments x
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
You are really not getting a break. Sorry to hear.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.2 -
I was one of the beta testers for the bowel testing. So easy to use.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.4
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