We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

An in-between phase

1647648649651653

Comments

  • EssexHebridean
    EssexHebridean Posts: 25,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It is exactly that isn't it - the small things we do daily or weekly as habit, which are the foundations of Money Saving, but on repeat, feel as though they must be awfully tedious!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,641 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Usuals

    Invigilating

    Treated myself to pub after work to celebrate Arsenal winning the premier league 😁🍻🍾

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,641 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 20 May at 8:38PM

    Since you got me and the girl cuzzes addicted to cascadle @dawnybabes here's waffle 😁

    https://wafflegame.net/daily

  • EssexHebridean
    EssexHebridean Posts: 25,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I am NOT exploring any of these other word games - I frequently let Wordle take up way too much space rent free in my head, I do not need any more!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,641 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Ha know the feeling @EssexHebridean

    Invigilating
    Usuals
    Two surveys
    Half wussy situps
    Entered some competitions, today I'm mostly looking forward to winning loads of money but I'd also like the £500 Boden voucher please, as I need to buy smart knee length shorts for work and I don't want to spend money on them 😂
    Got an email from Nationwide saying I'd be getting their £100 fair share payment, whoo!

    right so apparently I can now paste as a whole chunk but I still can't write something on the line immediately after without it double spacing. Sorry for busy text but I already spend too much of my time trying to sort out the formatting from this forum's godawful 'upgrade'. If anyone's looking for a web host, please please please don't use Vanilla

  • lucielle
    lucielle Posts: 11,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope the Boden voucher is winging its way over as I type. L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,641 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Still can't bloody paste my entry straight on without the site freaking out, grrr

    Invigilating

    Good steps taking the very long way round to get coop milk with members discount, so nice to have some sun and warmth- though glad we're not invigilating this week!

    Admin
    Tidying
    Comping

    Receipt survey
    Survey

    Flat clean before friend comes round tonight

    Vinted money of £3.25, shares to Build, Christmas, North London pots

    Aim £500 Got £151

    Hope everyone has a fabulous Friday 🥂

  • Sun_Addict
    Sun_Addict Posts: 25,566 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Happy Friday 🥂 Enjoy your evening with your friend.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • beanielou
    beanielou Posts: 99,801 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Enjoy your time with your friend.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,164 Forumite
    1,000 Posts Fourth Anniversary Name Dropper

    If you type posts on the phone PiP, the draft is now saved automatically. So you could start your posts straight on the forum now if that's easier

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.