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An in-between phase
Comments
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What sort of gate? Is it a security gate?
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Double yup @beanielou
Front gate to area to access both properties @doingitanyway In fairness I get why she's stressing about security as I am too, it's a new area, the houses are tucked back from the street, etc.
However, we were thinking more a latch gate so men passing by and looking for somewhere to urinate at night don't make a decision to trespass, rather than just wandering into a convenient corner, and thus (are manky and) don't freak us out that something worse is occurring.
She wants an automated gate that we can buzz people in to from our houses (the front doors are about two metres away) that would involve laying electrics on the 'drive'
Apart from this sounding like a maintenance pain, and a b*gger to coordinate with post, bins, etc, we already didn't have that money spare and we especially don't have it since our carefully planned budget has gone out the window what with building society putting us on higher interest rate and completely ignoring all our and our brokers attempts at contact
So it's a no from me and Mr PIP but we all have to get along so we're trying to say no firmly but gently 🙂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Not at the moment, but if security becomes and issue it's something we can discuss again at that point?
Orrrr…. tell her to crack on and pay for it if she wants it so bad 😂
Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.432 -
It sounds like something that will end up costing more as you add up all the things, a regular gate and a video doorbell should suffice if she's that worried?
I see a lot of broken access doors, the maintenance on them must be horrendous.
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Maybe 3k includes a bowler hatted attendant such as found at the entrance to an Oxford College? If so, possibly worth it. He could offer said bowler to anyone requiring urgent urination facilities to avoid spillages on your drive.
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I like those electric gates and sophisticated AI systems that "announced arrivals" and then I think of the maintenance issues same would involve and stick with the current system on back drive - which is a five bar gate which has a chain around it for security reasons at night.
I'm rural and have had "issues" in past so I got a chain that cannot be cut with bolt croppers and a substantial padlock but I'm sure a simple gate that locked could be got very inexpensively.
Rhyddid2026 answer is super - and you could add that if we install later we could look at solar systems to power it which would be a cost saving in long run?
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
maybe I’m incorrectly assuming that it’d be Wi-Fi enabled but, if so, what if that goes down.
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.1 -
if its a shared security gate how would you know which house should answer it and give the OK for someone to enter.?
You might be letting someone in who they do not want to see 😂
2 -
Thanks for your comments gang. Gate has been put on the to-be-discussed list as not the most pressing thing atm.
I have done basically nuffink today and it was needed. Carpet walk, half wussy situps, basic admin and household stuff, started searching for light and plug fittings and fixtures
Hope everyone is having a lovely Sunday 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Well m'dear, you've still done about 46 things more than me!
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg2
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