An in-between phase

Sun_Addict

@cbsexec I bought a Phillips one from Lidl last week for £8.99. I haven’t used it yet though. 

PennysIntoPounds

Usuals

Steps dropping off small electricals recycling and getting essentials

Snoooooker 😊

Flat clean in between frames

Prepped lasagne after first session

BBC2 at 7pm for the final session of the Masters Final 🍻

PennysIntoPounds

I have a question please knowledgeable people.

On my Credit Karma report, it says 

Financial connections

These are people with whom you’ve shared a financial connection according to your TransUnion credit report.

And on there is my ex partner, which is fine as I was named on the mortgage. But it says 

Originated on: xxx

Confirmed on: xxx

And has no mention of the fact that we ended that arrangement legally with solicitor at the time of separating. Can I take it that because Credit Karma is using past tense that the info is just for my reference, or does the lack of end date indicate that TransUnion haven't updated their accounts in many years?

I'm not hugely worried as there's no issue with his or my finances but seems a bit odd there's no 'ended' date included 

redofromstart

I've looked at mine which still has the old mortgage (paid off years ago) as a link to mr redo. It also says: These are the people you have a financial link with, or have had a link with in the past. If your financial link with someone ends, it will stay on your report unless you apply to TransUnion to remove it. You can disassociate from someone by raising a dispute through TransUnion.

I would be inclined to ask them to remove it

PennysIntoPounds

Thanks for that @redofromstart, much appreciated 

PennysIntoPounds

Vinted money, shares to usual pots

Aim £10500
Got £390.00

Usuals

Free exercise of half wussy situps

Build admin

Shower and hairwash using free toiletries

Solicitor decided to tell us three days before mortgage offer runs out that we need to sign forms in person so surprise trip across London to his office!

Beer on way back with Mr PIP while he WFP and I did admin

Dinner was chippy chips, as obstinateness towards the sheer manipulative nonsense of Blue Monday 🥂

lucielle

Crikey, nothing like a bit of notice. Well done for getting it signed. 

L

beanielou

Glad you got things signed. 

PennysIntoPounds

Usuals
Receipt survey
Two surveys

Vinted money, shares to usual pots
Aim £10500
Got £400.00

Three listings
Carpet walks
Listing prep

Dinner is cheese and crackers with salad bits and hummus 🥂

PennysIntoPounds

What are people's thoughts on hypothetically paying off the interest on the mortgage chunk we'll be drawing down later this week?
We'd have to wait to see if we didn't need the whole amount of loan obvs (or see if it was not going to cover upcoming necessaries by so far that a major rethink would be needed) but my brain feels like it makes sense to cover the interest rate as soon as possible because then we know we're only counting down from the actual amount owed.
I am however aware that I can have blinkers on when it comes to simplifying my financial thinking and may miss wider aspects