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An in-between phase
Comments
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Hoping you both had a restful night and Mr PiP is feeling a little better today x
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Definitely hope Mr PiP is much improved as that sleeping arrangement can’t be doing your joints any favours!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Hope Mr PIP is feeling better and you aren't too uncomfortable from sleeping on the floor."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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If I slept on the floor I’d need a block and tackle to get up!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Sending get well wishes to MrPIP.1
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Thank you all, he's feeling improved but understandably wiped out so is having a bed day and I will kip on the floor again to ensure the bug has b*ggered off! Got a sleeping bag so not too bad. We still have a bag of pine needles in there so it smells comforting at least.
Definitely find the wussy situps come in handy for getting up 😁
*in the room, not in the sleeping bag, before some smart*rse points that out (@Blackcats 😂)3 -
Must admit I read that as the bag of pine needles in the sleeping bag, LOL!2
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Me too 🤣🤣2
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Me three 🤣I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I thought it was an interesting addition, especially as I am allergic to them!
I hope mr pip feels better soon.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2
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