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Awesome August's No-Spend Days Challenge!
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Not sure when I last posted but still not spent other than a few food items1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD #23 today please - last one for this month!
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Not today - finally managed to order yellow rattle and wildflower seed for our ‘meadow’ next spring 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 14/10beanielou 21/19
BlackCoffeeNoSugar 11/10
cathybird 16/15
Crazycatlady2 21/15
GeorgianaCavendish 23/19
jammy dodger
KajiKita 20/15
LemonadeBudget 13/15
lianne1984 6/10
LittleMissDetermined 14/14
Makingabobor2 7/15
outoftheviciouscircle 1/15
QueenJess 17/15
Rupacomp 15/15
Saver-upper 5/15
short bird 20/18
2sonmum 10
Newcomers welcome 
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Well done Makingabobor2, Crazycatlady2, beanie and GeorgianaCavendish
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Back in Blighty and declaring a NSD today (early I know!) I will aim for 19 in September please @cathybird
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £19612 -
Early call for day 20 due to 0penreach engineer booked between 1 and 6...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Going to squeak in another one under the wire - giving 11 for the month.2
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3 more NSDs to report - Tues, Weds and today.
Could I go for 17 days in September please?2025 decluttering: 2,387🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅
2025 use up challenge: 214🥉🥈🥇💎
Mini kitchen challenge 43/50
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2502
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