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Awesome August's No-Spend Days Challenge!
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Adding another 3 NSDs for Saturday, Sunday and Monday - bringing me to 22 NSDs for August so far1
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Can I go for 18 NSDs in September please?1
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Not one today after all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not an NSD yesterday (pre-ordered a beautiful gardening book as a gift to me! It’s a garden by an artist I have been following for a while and his plantings are just magical 🤩).NSD today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Nsd today! Made my target ... Only bought necessary groceries todaySavings goal by 31/12/24: £22000
Dec 23: £6945.231 -
AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 14/10beanielou 20/19
BlackCoffeeNoSugar 10/10
cathybird 16/15
Crazycatlady2 19/15
GeorgianaCavendish 22/19
jammy dodger
KajiKita 19/15
LemonadeBudget 13/15
lianne1984 6/10
LittleMissDetermined 13/14
Makingabobor2 7/15
outoftheviciouscircle 1/15
QueenJess 14/15
Rupacomp 15/15
Saver-upper 5/15
short bird 19/18
2sonmum 10
Newcomers welcome 
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
September targetsAuntieL 12beanielou 19 BlackCoffeeNoSugar 15 cathybird 15 Crazycatlady2 18 Ef79 GeorgianaCavendish 18 IndiJonesi jammy dodger KajiKita 15 lianne1984 10 LemonadeBudget LittleMissDetermined Makingabobor2 MrsCautious QueenJess Rupacomp Saver-upper short bird 18 stay at home mum Newcomers welcome
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Well done short bird, GeorgianaCavendish, KajiKita and Rupacomp
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Early call for one today. Been out for a walk and now got a day of budget book and sorting things out as well as some cleaning. Now on 7/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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