Happy birthday beanie, hope you're having a fabulous day! Yay to gifts of money
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Awesome August's No-Spend Days Challenge!
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...September targetsbeanielou 19BlackCoffeeNoSugar 15 cathybird 15 Crazycatlady2 Ef79 GeorgianaCavendish IndiJonesi jammy dodger KajiKita lianne1984 LemonadeBudget LittleMissDetermined Makingabobor2 MrsCautious QueenJess Rupacomp Saver-upper short bird 18 stay at home mum Newcomers welcome
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AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 13/10beanielou 20/19
BlackCoffeeNoSugar 10/10
cathybird 16/15
Crazycatlady2 17/15
GeorgianaCavendish 19/19
jammy dodger
KajiKita 18/15
LemonadeBudget 13/15
lianne1984 6/10
LittleMissDetermined 13/14
Makingabobor2 5/15
outoftheviciouscircle 1/15
QueenJess 13/15
Rupacomp 13/15
Saver-upper 5/15
short bird 17/18
2sonmum 10
Newcomers welcome
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Thank you 😊cathybird said:beanielou said:One today.My birthday so people are giving me money!
Happy birthday beanie, hope you're having a fabulous day! Yay to gifts of moneyI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Happy birthdays to all those celebrating and celebrated!Day 10 for me today - August has been as tough as expected! Can you put me down for 15 in September? Trying to have a super frugal month.3
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Happy birthday Beanielou! I hope you’ve had a special daybeanielou said:One today.My birthday so people are giving me money!Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7003 -
Two unexpected NSD for me on Sat 26th and Sun 27thDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002 -
NSD today - been too covered in dust and humping doors etc around today to have time to spend! 😂
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Thank youAuntieL said:
Happy birthday Beanielou! I hope you’ve had a special daybeanielou said:One today.My birthday so people are giving me money! I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
18 for September, thanks!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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