Prepaid Cards

Gaz1971

I do alot of online shopping and the Visa Electron card that comes with my Co Op account is not much use so Im looking at a pre paid card, can anyone recommend one?

philnicandamy

Pretty big discussion here, I found a while ago though if somewhere online didnt take electron if I put through again as visa it usually works.

http://forums.moneysavingexpert.com/showthread.html?t=611741

tigerfeet2006

That's what I find to Phil.

The major one's that don't accept it are Tesco online, National Rail and Travel Lodge/Inn.

Gaz1971

From what I have read they are fine for in person transactions, most places take electron, its online theres a problem.One problem I will have is due to no bank account at present I am going to owe on bills that are normally paid by DD and I will want to phone up and make the missed payment by card. I have checked and my electricity/gas company dont accept Electron

philnicandamy

Gaz1971 wrote: »

From what I have read they are fine for in person transactions, most places take electron, its online theres a problem.One problem I will have is due to no bank account at present I am going to owe on bills that are normally paid by DD and I will want to phone up and make the missed payment by card. I have checked and my electricity/gas company dont accept Electron

Strangley I found the same problem with my water rates....till i'd set up direct debits i'd asked them to send me a paper bill which I paid at either the post office or anywhere that displays the P symbol (below)

tigerfeet2006

Strange that I've never had a problem paying any of my utilities or insurances using my Electron.

methekidsandthecat

Hi Gaz1971

I have found the same thing and was thinking of getting a prepaid card. Due to a recent extended bout of ill health I wanted to do the weekly shop on line but was frustated that Tesco's do not accept Electron.

I have found it difficult to choose a card.

I have read somewhere that it is thought that these type of cards will become much more acceptable as they are in some other counties.

Me

Gaz1971

I hate the PO, my local ones useless

Gaz1971

methekidsandthecat wrote: »

Hi Gaz1971

I have found the same thing and was thinking of getting a prepaid card. Due to a recent extended bout of ill health I wanted to do the weekly shop on line but was frustated that Tesco's do not accept Electron.

I have found it difficult to choose a card.

I have read somewhere that it is thought that these type of cards will become much more acceptable as they are in some other counties.

Me

I have read that today, Electrons more popular in Europe. I also have a habit of shopping online at Tescos so Electrons no use to me. I like the idea of the pre pay cards you can top up online or on the phone

cinnabar

philnicandamy wrote: »

Pretty big discussion here, I found a while ago though if somewhere online didnt take electron if I put through again as visa it usually works.

http://forums.moneysavingexpert.com/showthread.html?t=611741

According to the 'fact sheet' for Electron on the Visa website http://www.corporate.visa.com/md/fs/consumer/visadebit.jsp
anywhere that takes Visa should take Electron

rog2

cinnabar wrote: »

According to the 'fact sheet' for Electron on the Visa website http://www.corporate.visa.com/md/fs/consumer/visadebit.jsp
anywhere that takes Visa should take Electron

Should do, but not always the case, cinnabar. I think that anyone who takes VISA can include VISA ELECTRON on their terminal, but some retailers, including Tesco, don't - possibly because people under 18 can get Visa Electron Cards and could use them to get booze.

It is strange - I have an Italian Visa Electron pre-pay card, for when I'm in Italy - it costs €8.00 from the Post Office - and it is accepted all over, in Italy.