Occupational Health Refferal

pope

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

lincroft1710

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The third party may well deny liability.


A court may well rule they are liable.

Wonka_2

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

pope

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

Borrowing money is not a option really. 

Wonka_2

pope said:

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

Borrowing money is not a option really. 

Even if the alternative option is no job ?

Its seems clear that your employer is losing patience and therefore looking to cut their losses - given you can't accelerate the claim against 3rd party then taking the risk and paying yourself to accelerate treatment/recovery seems the only option left ?

Or do your insurers have any suggestions ?

pope

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

Borrowing money is not a option really. 

Even if the alternative option is no job ?

Its seems clear that your employer is losing patience and therefore looking to cut their losses - given you can't accelerate the claim against 3rd party then taking the risk and paying yourself to accelerate treatment/recovery seems the only option left ?

Or do your insurers have any suggestions ?

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

Borrowing money is not a option really. 

Even if the alternative option is no job ?

Its seems clear that your employer is losing patience and therefore looking to cut their losses - given you can't accelerate the claim against 3rd party then taking the risk and paying yourself to accelerate treatment/recovery seems the only option left ?

Or do your insurers have any suggestions ?

Honestly I don't have £35000 in my pocket and nor will any body give me that. I have good friends but they will still not lend me the above figure. I don't think any body will.

turnitround

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

If you have a claim and the 3rd party admit liability then you would be claiming lost pay from them. If an employer has already paid you then you would repay your employer when the claim was settled as you cannot benefit twice.

However its confusing because here you say the 3rd party are denying liability yet in an earlier thread you said they had admitted liability.

Undervalued

pope said:

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

Borrowing money is not a option really. 

Even if the alternative option is no job ?

Its seems clear that your employer is losing patience and therefore looking to cut their losses - given you can't accelerate the claim against 3rd party then taking the risk and paying yourself to accelerate treatment/recovery seems the only option left ?

Or do your insurers have any suggestions ?

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

The liability element has already been addressed but with 20yrs service and the risk it ends with nothing then is it worth borrowing the money to retain a career ?

Borrowing money is not a option really. 

Even if the alternative option is no job ?

Its seems clear that your employer is losing patience and therefore looking to cut their losses - given you can't accelerate the claim against 3rd party then taking the risk and paying yourself to accelerate treatment/recovery seems the only option left ?

Or do your insurers have any suggestions ?

Honestly I don't have £35000 in my pocket and nor will any body give me that. I have good friends but they will still not lend me the above figure. I don't think any body will.

If the other party to the accident are eventually found liable (obviously I have no idea how likely that is) any compensation should take account of the consequential losses. One of which may be the loss of your job if that is indeed what happens.

Again, based purely on what I have read in this thread and remember from your earlier threads, it is difficult to see that your employer is doing much wrong, legally speaking. Many employers would be looking to terminate on capability grounds before now and done correctly that would be perfectly lawful. 

Having thought about this I really think you need to do everything you can to try and keep them "on side" and sympathetic to your predicament. You really do need to co-operate with their OH requests and, within reason, anything else they ask of you. Keep in mind that even if you were to win a tribunal for unfair dismissal on a technicality (which would take many months at best), any award of compensation can these days be reduced, even down to zero in some cases, if the tribunal feels you have contributed to the situation

Whilst the accident may not have been your fault, it certainly wasn't your employer's fault!

pope

turnitround said:

pope said:

Wonka_2 said:

pope said:

My company only offers private health care cover to senior management I am on a lower scale so no entitlement for me. I have talked to PALS at the hospital about the long waiting list but unfortunately they have said nothing can be done and they can't help. I have also a emaild to head of divisional Orthopaedic trauma at the hospital again I have been told due to junior staff shortage and clinically my case is not life threatening.

So again no surgery can not be done quicker. 

Understand the issue on whether you're officially covered but in these situations there's often some flexibility. If you're a valued member of staff and the cost of you being absent is greater than the cost of accelerated treatment is there some influence/contribution they could give towards private treatment ? Or alternatively if it were to be career/job-saving would you invest behind private treatment (or if there's a current claim against a 3rd party re the accident can this be added/become part of the claim ?)

I am very certain that the company will not pay for treatment. Also I don't have funds to invest into my own treatment. With my third party claim third party are denying liability so no luck there.

If you have a claim and the 3rd party admit liability then you would be claiming lost pay from them. If an employer has already paid you then you would repay your employer when the claim was settled as you cannot benefit twice.

However its confusing because here you say the 3rd party are denying liability yet in an earlier thread you said they had admitted liability.

Correct there was a mix up in emails from insurer and 3rd party. I was later informed no liability has not been accepted.

turnitround

Going back to my previous post- Can you confirm if the 3rd party have accepted liability or not? Edit, just cross posted and you have replied. Sorry.

Looking back at your thread regarding hospital treatment you say you were in hospital but did not feel the hospital were taking good care of you so you transferred yourself to a different hospital who dont have capacity to treat you?

Now you are saying that even after getting the fracture repaired you will be in recovery at least 6 months. It could be that the company you work for are concerned as they see no end to you being off. In fact in an earlier thread you say you dont think you will ever be able to return to work so are the company perhaps getting mixed messages from you.