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Savings/investment DDs and debit card deposits- An updated list

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  • drphila
    drphila Posts: 333 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Not a savings account, but single or multiple 50p/£1 DDs (or any custom amount £2+) available here:


  • crumpet_man
    crumpet_man Posts: 723 Forumite
    Fifth Anniversary 500 Posts
    drphila said:
    Not a savings account, but single or multiple 50p/£1 DDs (or any custom amount £2+) available here:


    Save your pennies and use this one:

    https://www.30pence.co.uk/


  • HillStreetBlues
    HillStreetBlues Posts: 5,982 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    With the N&I DS  has anyone had issues withdrawing  soon after topping up via debt card?
    Let's Be Careful Out There
  • Bridlington1
    Bridlington1 Posts: 3,657 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 1 June at 5:39PM
    With the N&I DS  has anyone had issues withdrawing  soon after topping up via debt card?
    It takes payments 7 working days to clear IIRC so there may be a delay in funds being available to withdraw.
  • friolento
    friolento Posts: 2,335 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    With the N&I DS  has anyone had issues withdrawing  soon after topping up via debt card?
    It takes payments 7 working days to clear IIRC so there may be a delay in funds being available to withdraw.

    7 calendar days in my experience. You can put your withdrawal request in after around 22:30 on day 6, and receive your money on day 7, usually early afternoon, except if day 7 falls on a non-working day.
  • Bridlington1
    Bridlington1 Posts: 3,657 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    friolento said:
    With the N&I DS  has anyone had issues withdrawing  soon after topping up via debt card?
    It takes payments 7 working days to clear IIRC so there may be a delay in funds being available to withdraw.

    7 calendar days in my experience. You can put your withdrawal request in after around 22:30 on day 6, and receive your money on day 7, usually early afternoon, except if day 7 falls on a non-working day.
    Yes apologies, typo on my part, now amended. I'm so used to typing 7 working days due to the CASS so was probably on autopilot.

    Regardless though the point stands in that debit card payments into NS&I's Direct Saver take a while to become available to withdraw so the funds can't be withdrawn too soon after depositing by debit card.
  • HillStreetBlues
    HillStreetBlues Posts: 5,982 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    Thanks both, is there any issue using different DC to top up?
    Let's Be Careful Out There
  • s71hj
    s71hj Posts: 599 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    friolento said:
    With the N&I DS  has anyone had issues withdrawing  soon after topping up via debt card?
    It takes payments 7 working days to clear IIRC so there may be a delay in funds being available to withdraw.

    7 calendar days in my experience. You can put your withdrawal request in after around 22:30 on day 6, and receive your money on day 7, usually early afternoon, except if day 7 falls on a non-working day.
    Yes apologies, typo on my part, now amended. I'm so used to typing 7 working days due to the CASS so was probably on autopilot.

    Regardless though the point stands in that debit card payments into NS&I's Direct Saver take a while to become available to withdraw so the funds can't be withdrawn too soon after depositing by debit card.
    For this reason I've switched to always using Revolut 
  • friolento
    friolento Posts: 2,335 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Thanks both, is there any issue using different DC to top up?

    Any debit card in your name will do
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