PCN - private car park - Highview (already at Debt Collector stage)

Secret_Squirrel1970

Snail mail - asking for 30 days 'debt advice extension' will have landed today, and I emailed their main email address too - stating the same.

Not sure how long they take to reply.

Meanwhile, I guess its just sit and wait.   Having read through some of the court defence drafts that people have posted, my actual story is nothing like any of them and am unsure how well it will fit if it comes to that.  

EDIT: I did receive their automated email system reply so I know mine got there, which is the main thing - it urged me to use their online web Response Form, which obviously I have no intention of doing.

Coupon-mad

Everyone has a defence and every 'single-PCN' DCB Legal claim we help defend is discontinued with no hearing.

So, there are no concerns as long as you told DCBLegal to ERASE THE OLD ADDRESS.

If you got a SAR from Highview, as the PCN was dated February I'd be surprised if it's POFA - worded for keeper liability.  They've only changed their wording about 6 months ago.

Secret_Squirrel1970

Coupon-mad said:

Everyone has a defence and every 'single-PCN' DCB Legal claim we help defend is discontinued with no hearing.

So, there are no concerns as long as you told DCBLegal to ERASE THE OLD ADDRESS.

If you got a SAR from Highview, as the PCN was dated February I'd be surprised if it's POFA - worded for keeper liability.  They've only changed their wording about 6 months ago.

I didn't submit a SAR to Highview.....  is there any value in it at this stage?

No reply from DCB Legal as yet re: debt advice extension.

And yes (just checked) the email to Highview (Nexus) and DCBL DPO's specified which address and instructed them to erase the old one....

B789

Secret_Squirrel1970 said:

No reply from DCB Legal as yet re: debt advice extension.

You probably won't hear back from them about your 30-day request. They are not obliged to and all it means is that they cannot file a claim until after that 30-day deadline. They are under no obligation to file a claim at all but could file any time up to 6 years after the event.

Coupon-mad

Yes do a SAR. You want the PCN.

Secret_Squirrel1970

Coupon-mad said:

Yes do a SAR. You want the PCN.

Thought I had sometime this evening to sort the SAR but seems not.... in further reading though I came across mention of a comment that I think was also mentioned earlier in mine...

Not To SAR when it's DCB (was DCB Ltd, now DCB LegaL) albeit the SAR would be going to Highview/Nexus.  

I will hold off currently and poke around the forum and try to see where DCB no SAR thing came in....

EDIT: seems the 'hold off on SAR' is due to DCB Legal claims being so vague woolly PoC that its best to let that come through first, then SAR (Highview/Nexus)

fwiw that could well be the case - they still haven't been able to find me in their records (to correct my address) despite being given name, address and their own reference number. 

Secret_Squirrel1970

Letter back from DCB Legal today confirming a 30-day extension whilst I take any debt advice, though accepting I deny any debt... blah blah blah.

Reminds me that if I don't make payment within this period then a claim will be issued against me without further notice.

So back to waiting.....

Secret_Squirrel1970

Things seem to be moving a bit faster now.... somewhat mystifyingly so - am curious as to whether the left and right hand at DCB Legal know what the other is doing.

So around 20th August I receive a letter from DCB Legal, dated 14 or 15th - agreeing to the 30 day extension before anything further.

And yet now, today, I came home to find the wad of court/claim forms? 

KeithP

What is the Issue Date on your County Court Claim Form?

Coupon-mad

Secret_Squirrel1970 said:

Things seem to be moving a bit faster now.... somewhat mystifyingly so - am curious as to whether the left and right hand at DCB Legal know what the other is doing.

So around 20th August I receive a letter from DCB Legal, dated 14 or 15th - agreeing to the 30 day extension before anything further.

And yet now, today, I came home to find the wad of court/claim forms? 

What a GREAT thing to add to your defence!