Chase debit card

johnyboy_3

I have a Chase debit card, which is great for spending abroad, giving the perfect rate, however when I have withdrawn cash from atm`s I have been charged extra. Anyone else had the same situation?

eDicky

Charged by whom?.

Easyjet77

https://forums.moneysavingexpert.com/discussion/6444033/chase-debit-card

Hello, I use the chase card on a regular basis abroad. Chase do NOT charge for ATM withdrawals and indeed they give better rate of exchange. However, some Banks impose charges for the use of their ATM, some a fixed fee others percentage based. Always do the transaction in local currency eg euros(do not request conversion!) Regards.

PS my experiences are all in Europe

tightauldgit

If you've been charged then it's probably a fee imposed by the ATM rather than Chase. Always read what the ATM says before you use it as they should tell you any fees that they impose.

NoodleDoodleMan

johnyboy_3 said:

I have a Chase debit card, which is great for spending abroad, giving the perfect rate, however when I have withdrawn cash from atm`s I have been charged extra. Anyone else had the same situation?

As above - Chase are not charging you a fee, however the bank which owns the ATM may, in fact most now do to varying amounts.

Banca March in Spain/Canaries impose no fee, for example, although they are in a very small minority.

heatherw_01

This page explains the fees: https://www.chase.co.uk/gb/en/legal/fees-and-charges/

But this charge is a ATM fee, not a Chase fee as not all ATMS are free.

CKhalvashi

It's possible that there's a fee associated with the ATM. In fact it's often needed these days to find 2-3 different ATMs before one will allow to withdraw for free.

In Poland, this is generally Millennium Bank, in Ukraine Ukrsibbank (actually BNP Paribas Group in general tend to be free), in Georgia last year was Liberty Bank as TBC have started to charge now. Armenia was probably the only country last year I was in that didn't require searching (and definitely neither Ameria or Artsakh bank charge, not sure about others).

I can't speak for other countries as I haven't withdrawn cash there and prefer in general to pay for most things with a card.

Neil49

NoodleDoodleMan said:

johnyboy_3 said:

I have a Chase debit card, which is great for spending abroad, giving the perfect rate, however when I have withdrawn cash from atm`s I have been charged extra. Anyone else had the same situation?

As above - Chase are not charging you a fee, however the bank which owns the ATM may, in fact most now do to varying amounts.

Banca March in Spain/Canaries impose no fee, for example, although they are in a very small minority.

Banca March in Benidorm charged me €6 for a cash withdrawal last month but no charge in Tenerife earlier in the year. 

NoodleDoodleMan

Neil49 said:

NoodleDoodleMan said:

johnyboy_3 said:

I have a Chase debit card, which is great for spending abroad, giving the perfect rate, however when I have withdrawn cash from atm`s I have been charged extra. Anyone else had the same situation?

As above - Chase are not charging you a fee, however the bank which owns the ATM may, in fact most now do to varying amounts.

Banca March in Spain/Canaries impose no fee, for example, although they are in a very small minority.

Banca March in Benidorm charged me €6 for a cash withdrawal last month but no charge in Tenerife earlier in the year. 

Very unusual - did you use the same card on each occasion ?

Easyjet77

NoodleDoodleMan said:

Neil49 said:

NoodleDoodleMan said:

johnyboy_3 said:

I have a Chase debit card, which is great for spending abroad, giving the perfect rate, however when I have withdrawn cash from atm`s I have been charged extra. Anyone else had the same situation?

As above - Chase are not charging you a fee, however the bank which owns the ATM may, in fact most now do to varying amounts.

Banca March in Spain/Canaries impose no fee, for example, although they are in a very small minority.

Banca March in Benidorm charged me €6 for a cash withdrawal last month but no charge in Tenerife earlier in the year. 

Very unusual - did you use the same card on each occasion ?

Or did you approve sterling conversion rate offered by bank?

NoodleDoodleMan

Easyjet77 said:

NoodleDoodleMan said:

Neil49 said:

NoodleDoodleMan said:

johnyboy_3 said:

I have a Chase debit card, which is great for spending abroad, giving the perfect rate, however when I have withdrawn cash from atm`s I have been charged extra. Anyone else had the same situation?

As above - Chase are not charging you a fee, however the bank which owns the ATM may, in fact most now do to varying amounts.

Banca March in Spain/Canaries impose no fee, for example, although they are in a very small minority.

Banca March in Benidorm charged me €6 for a cash withdrawal last month but no charge in Tenerife earlier in the year. 

Very unusual - did you use the same card on each occasion ?

Or did you approve sterling conversion rate offered by bank?

Good point.