Pension shortfall figure needed

Mayaboo

pinnks said:

I feel for you.  I assume DWP told you which years you can pay and how much that would add to your pension.  Based on this thread, it sounds as though 4 years would get you close to the max and paying the 5th year is probably not worth it.  Is that correct?
 
If so, and if you are content, then you need only call HMRC, tell them that you have spoken with DWP, that you want to pay years X, Y and Z, ask for the total price and check with them that you can use the 18-digit reference you have already received.  Then you can pay.  Or have I missed something?

Yes that's correct. I'm now understanding and it seems ok apart from needing the figures in writing. I keep getting told on the phone to " get a pension forecast" ( I've got one through the post)  and" log into the govt gateway ", which I can't do, but I also need the figures in writing for another reason, and they weren't given in the pension forecast. There was no table .Perhaps they only  give that online , or perhaps that page was missing from my forecast. 

MallyGirl

they probably wouldn't be part of the forecast as the price to buy those years changes every year.

xylophone

I also need the figures in writing for another reason, 

You have the forecast to 5/4/21 in writing.

You will have evidence from your bank statement that you have paid voluntary contributions for five(?) years.

What more do you need?

pinnks

I agree. I have paid voluntary NI and just pay the amount told by HMRC (I know the amount anyway from the HMRC website) and then wait for it to appear on my records.  As long as it is there within the next 6 months or so I am not bothered.  If it doesn't appear then I get on the phone but that has never happened.

If one is happy with the amounts/years quoted, then maybe confirm on here that the amounts quoted for those years are correct and then just pay.

Mayaboo

xylophone said:

I also need the figures in writing for another reason, 

You have the forecast to 5/4/21 in writing.

You will have evidence from your bank statement that you have paid voluntary contributions for five(?) years.

What more do you need?

I haven't worked for fifteen years . The five years are picked out as the most beneficial .

woolly_wombat

I must say I’m rather surprised the OP isn’t entitled to NI credits whilst in receipt of PIP.

https://www.gov.uk/national-insurance-credits/eligibility

Mayaboo

woolly_wombat said:

I must say I’m rather surprised the OP isn’t entitled to NI credits whilst in receipt of PIP.

https://www.gov.uk/national-insurance-credits/eligibility

It doesn't mention PIP at all

xylophone

It doesn't mention PIP at all

No but as you are in receipt of PIP, some kind of condition relating to your health is indicated.

If you are too ill to work, do you qualify for any benefit which would make you eligible for NI credits?

Mayaboo

xylophone said:

It doesn't mention PIP at all

No but as you are in receipt of PIP, some kind of condition relating to your health is indicated.

If you are too ill to work, do you qualify for any benefit which would make you eligible for NI credits?

 No , and it has been checked. Everyone's situation is different 

Mayaboo

I have now spoken to hmrc yet again and they've instantly said they can send me an invoice with the required information on  by post .