Saving lots in pots!

~FlowerPot~

Oh goodness I'm cream crackered! 
8 hours of driving today, had to go to a city I've never been to and find parking and take DS and gf to an appointment which was very stressful all over now, back home and in bed.! 
Was horrified at the cost of the parking. But at least we took a meal deal with us so didn't have to buy lunch out! 

~FlowerPot~

had my annual haircut today!!! Its not meant to be annual, but it has been this year and it was 10 months last year. !!Going to try and go about 4 months next time.

Feels good to have a blooming good cut and colour.

Am very excited this evening as Uni boy comes home tomorrow and I cant wait I havent seen him since september. And its his birthday too.

Other than haircut, I havent spent anything and DH said he would pay, so thats good!

~FlowerPot~

Hair is fine. Nice cut, colour is not quite what I asked for! And it took hours and hours! 
Anyway, all done and everyone says it looks nice, so that's good. 

Been looking at the sorry state of my pots. And bank accounts. Couldn't work out why that's were 2 lots of £150 gone out on the 14th. I have £150 that's goes across to my regular saver , at a nice 6%. Finally I can see that some how 2 lots have gone across. No idea how that happened and the ref is different. So that will mesd things up as £150 is the most you can add a month. Oops!!

So I guess it will get returned? I will wait and see! 

I have also rounded up the pots. 
Health is now. £10
Xmas is 0 - to be expected,! But I do still have 2 people to buy for. Another oops!
Car is £ 110. This got raided another oops!
CC is £720 eek! This is all dentist and a private clinic app. DH will have to help with this, although he doesn't want to as he also has a big. Dental bill!! 
The EF is looking good, trying si hard not to break into this! It is £4967. ( here is where I put the 52 week saving challenge money) 

I need to hobble over into next year and look at everything again. Now I am not earning anything like a much I need to have a good think about what to do and what will save where!

debtfreewannabe321

The regular saver should be returned if there is a limit. I know because I made a mistake and set up two standing orders into the same account and it kept returning one. I figured it out the second month 😆
Glad you like your haircut. I just got my annual one done and it feels so much lighter! I can't be bothered with colour though too lazy with the upkeep 🙈

~FlowerPot~

dfw ~ fingers crossed it will come back soon!

Yesterday DS1 came home, so we had a full house, first time since september. It was lovely to have everyone home. And apart from DD monaing about the DSs using 'her' shampoo and conditioner. They are all getting along nicely, must be the novelty factor!!!

Had a look at my S&S accounts yesterday and just now. sold a couple and bought something else, only £33 (and from the sale, not from my money) and its already up £7 in 1 day!!

The other account is Trading 2!2 and it only has two holdings, both were free ones and Ive never bought on this one, so I have just withdrawn the funds and will close this account and will transfer to my Fr33trade account. I might buy some more of the one I bought yesterday, maybe!

Im only a dabbler! Very small amounts spread over a variety of diifferent companies around the world. It is a little bit of fun. I had considered closing it down, But actually I do enjoy it, so want to keep it going. Im up £400 pounds since I started investing, so thats good! I see it as a long term investment / pension money. Every little helps, esp as I barely have a pension!!

Gratefuls

Having all the kids home!!

Food in the house

New canvases in the studio to paint on!!!!

Skint_yet_Again

Glad you have everyone home for Christmas flowers. Well done on the return on your investment 

~FlowerPot~

Skint_yet_Again said:

Glad you have everyone home for Christmas flowers. Well done on the return on your investment 

Thank you sya. It is lovely to have them all home!! 

~FlowerPot~

2024 savings round up 

I have totted up all my savings pots to see what i have managed to save this year. 
I have looked back on totals for. 2023 to compare :

EF £1489 now £3967. So £2478

ISA £892 now £1660. So  £768

Pension since (jan 23) is up about 3k

52 week envelope challenge £830~ this has gone into ef

TOTAL for 2024 = £6246

alongside these long term savings i saved up  £690 for xmas fund. I have run out this year, so need to make this higher for next year. 

There is all the other pots, but they get used through the year as and when. 

I now need to set some goals for 2025.
😍😍😍😍😍

~FlowerPot~

Goals for 2025

paint at least 1 new painting a month

sell paintings / or prints (aim for 6!!)

grow more veggies than this year (that wont be hard!!)

meditate daily

decorate our bedroom

save up EF to 5.5k

save xmas money

52 week challenge

get out more!!

sell stamps/envelope collect that were left in the house (9 years ago!!!)

debtfreewannabe321

Love the round up and new goals. Feels like a reset this time of year doesn't it. Fab work on the savings. I'm also planning on getting out more! I've made it my mission to go do something at least once a month! Surely that can't be too hard. And shopping and work doesn't count 😂
Happy holidays hope you have a lovely time with a full house 🎄