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Saving lots in pots!

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  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 2 December 2024 at 6:09PM
    happy monday and happy december!!

    Mortgage payment has gone out and regular overpayment, Mortage is now under £55000 and should still stay just under when the interest is applied in a couple of days. So thats good!

    Going to make a to do list for today:

    Dentist,  Assessment done, not work today! Going bak next monday for an etraction, but that not the tooth I think is cuasing the problem!!! THen will ave to wait and see is the tooth i think is the problem still is! Too much waiting in my book!!
    Banking
    Clean two loos
    online shopping
    meal plan for week
    go and get birthday card and chocs to finish the bits for DS2 birthday
    Clear up some leaves in the garden (maybe) Well, did an hour in the garden, but ti was a veg bed not the leaves!!



    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Well done on the mortgage over payment. Good luck with your list.

    "Make Everyday Count"



  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Thaks Doris, Im certianly pleased to see the mortgage go under 55, next step under 50k!!

    I was rubbish at my list, but Theres still time!!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Managed to watch a Xmas movie, but it doesnt count as it wasn't on my list 😂😂

    I picked up the chocs I needed for the birthday boy, it's not for a could of weeks, but I need to get his bits done so I can finish the  xmas shopping! I also got chocs needed for Xmas and a couple of new toys for the dog, he just needs a bag of treats and he's done! 
    The eldest and gf are done I think although there is something still in the post. 
    Ds2 needs a proper winter coat now he's up north 😂 so will have to wait until he comes home and take him shopping for that! 
    And going to get a few more bits for DD tomorrow, going to brave the big town! 

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Sorry to see things haven't fully settled. 

    Belated birthday greetings 🥳 

    Glad you've taken some time back by transferring patients to the new guy, seems like it is working well for both of you.

    Stop pushing so hard to fill your time, you're unwell and things will need to wait or family can pitch in to stop it all falling on to your shoulders. Can DD pack a few items to change into so she's not in wet clothes next time?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Ooh congrats on the mortgage getting to under 55! that is fab! Mine just dipped into 118 and I was excited :lol: (will go back up once they add interest though). 
    Hope you get that tooth sorted soon, it really has been going on a while now and must be so annoying. Nothing worse than pain that affects eating & drinking as well.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Aw no, sending gentle hugs across the net to you...I hope the pain is not too bad for you 🫂
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Morning, 
    Flip my mouth is sore! 
    Am so utterly fed up with teeth issues,! 
    Will take pain killers and then I have to go to work. I only have 1,so that's good. 
    Then to collect DD from college as she only has 1 lesson today.

    Then I need to make a small list and be at least a little bit productive! 
    Had a look at my banks accounts and it's a very sad affair, there's a lot less coming in and with the time if year, a lot going out. 
    CC has about 700 on it and most of that is dentist! 

    Time to make a bit of a plan saving pots wise and think ahead to next year 



    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • I can relate to the bank accounts being a sad affair.....
    I made some homemade mouth wash with clove oil in which might help you? If you have any in that is...

    Hope today passes quickly and as painlessly as possible!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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