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Saving lots in pots!
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new guy is paying me a certain amount per client that i pass on to him. Its not a lot, as i just was more concerned about timeframe and not letting my lot down, more than making money, but it all helps!!He is quite new and very keen to build a practice, so i really hope it works out for him.Right, my signature hase been annoying me, as with the challeneges I have either done them or failed to do them for what ever reason, so apart from the declutter one I have removed them. But they don't make it easy on this site do they!!!♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2
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Morning, managed to get through work and then went to bed! Got up and made the egg fried rice for tea.
Today is easier, no work, I need to pick up my daughter after her lesson this morning and she is gong with DH and a friend to a concert in London tonight. So it will be me and dogo, nice and quiet!
Just the. Dr at 2pm.
Anyone use gru*m toiletries? They are advertising alot on my fb feed, they seem to be natural, vegan and e cosy signed up for 3 free products and they arrived yesterday, really pleased with them. Shall buy some more, well add to axmas wish list!
♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2 -
Fingers crossed that the GP appointment is constructive and helpful 🤞
KKAs at 16.10.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,528
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 43 books of target 52 in 2024 (as @ 21st November)
Produce tracker: £200 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.0 -
Yes I got the same offer on those G toiletries they were pretty good! I didn't reorder though I don't think. I had too many other things in and then forgot about them. I don't like shampoo bars full stop but they were okay...... My hair is too thick for them though I would rather just use shampoo from a bottle (am so lazy trying out new products I always seem to just stick with the same old).
I hope you're feeling better in yourself now?MORTGAGE BALANCE January 1st £99224.13 🤨 September 1st £120, 615.59 😬Emergency Fund goals:- £2561.91/3000
MOP goals:- £85/ 1000 (before August '25)
SnowBallFund:- £489.05/1300 (before March '25)
New house, new jobs, new debts 😒
Car- 0/12386
Carpet -0/1500
CC - 0/1792 Paid 🥳👏
Car Ins- £434 Paid 🥳👏
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How did the GP appointment go?
KKAs at 16.10.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,528
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 43 books of target 52 in 2024 (as @ 21st November)
Produce tracker: £200 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.0 -
Hi. Gp app was fine as expected she is asking fir gulf blood to be done and a stool sample ~fun! But wasnt able to book me in and the reception couldn't book me in for some reasons it other, so I need to go back tomorrow! Pleased to go, and fingers crossed we get somewhere.
I'm on my own this evening as DH has taken dd to a concert so I decided to get a take out! I don't think I have ever ordered a take out on my own before, not when I've been at home. Seemed very decandent, but it was delicious and also soft enough to eat, my mouth is improving the wound is healing well and the muscle that is stopping me open my mouth is relaxing. And nerve pain much better. So only the toothache on the otherside that is a problem.!!
Crumbs what a nightmare I am at the moment.
Anyway, I had a super tea and then did a little healing work. I've started with an animal and it feels like I've made a good connection so pleased about that
♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2 -
Boods booked, earilest 27th nov!!Hoo hum!Did first 2 patients and the arrived at the 3rd but.she wasnt in! Very unlike this lady, so will re book for next week. CAme home had the curry left overs and as expected DH followed his nose and polished off the leftover leftovers!!! Was still very tasty today!Now in bed and resting before 2 more patients at 3.30No idea whats for tea DS1 is arriving back today at some point so he will want tea. It might end up being frozen fish and chips, I wont have much energy to cook up much, in fact I might get DS1 to do it. Need to get some veggies.Had just decided that I will put my survey money to a specific use and low and behold there are no surveys, well besides one for 25p !!!, Ill keep checking, ooh i did and did a 40p which has paid out and then a £4 with a £3 bonus !!! nice!♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐1
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Home, all work finished for the week, i made it!!
Tomorrow is a rest day and I am going to try and get in the studio if I possibly can,
Today has been a nsd except for the £5 I gave F her for lunch. I need to put this money aside at the beginning of the week!♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐1 -
The £4 & £3 bonus study had paid out. Nice!
I have just driven Dr to college and I'm going to meet a friend for a cuppa.
Washing number 2 is on and I've Been to hand in sample at gps!
I have nearly rung all the patients I need to. Will be very pleased when that job is completely passed over!
I have 10 home visits next week and my birthday, which I'm not working, yippee 😁
So my day is improving after a rocky start with DH!♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2 -
Sorry to hear things are rocky with DH right now but hope your meet up with your friend helped.Good payment for the survey. Enjoy your birthday day off. Do you have anything planned?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
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