Escape to the country & living off savings

Skint_yet_Again

Bank holiday monday and the sun is out ☀️ 

It’s been a dry weekend so DF put 2 coats of roof seal on the kitchen flat roof. Supposed to last 10 years 🤞

One tin unused and one piece of gutter, both returned for a refund £38.40, should be refunded to my credit card before the bill is due. 

Saturday was very warm. I did a bit of twig cutting while DF was on the roof. Then popped to my friend for a cuppa. Back home and did another hour twig cutting before it got too hot 🥵 Must look at getting a parasol or gazebo and some outdoor chairs. 

Another trip to the tip planned for later in the week after the bank holiday rush! 

Picked up some cans of Diet Cola & nibbles. Cooked a gammon joint in my slow cooker yesterday and had some with salad. Should last several days. I am having some for breakfast today with scrambled egg. 

Bank current account £30.81
I pay myself on 31 May and shouldn’t need to buy anything before then. Plenty of food & milk and a couple of batch cooked meals in the freezer as well as the gammon. 

Skint_yet_Again

Another lovely sunny day yesterday. 2 trips to the tip and put £20 petrol in the car from the cheap garage near the tip 1.399 p/l. We called off at a pub on the way home and I bought me & DF a drink each total £7.50 

Cloudy and cool today it’s supposed to brighten up later. 
Remaining in current account £1.62. I pay myself tomorrow 

Chrystal

It's lovely to hear you sounding so content Skinty, getting the house sorted and spending time with your DF and your friends.  
We are very cloudy here today, but I don't think the sun is expected to come out to play for the next few days, so when you're basking think of me. 

MovingForwards

Everything is coming along nicely and you're having very full days with the garden, visits, lunches out and general adventures.

It's done you a world of good retiring and already shows in you're posts, they radiate with so much happiness and relaxed updates.

Enjoy the weather and get loads of ice ready in the freezer 😁

Skint_yet_Again

Thanks MF and @Chrystal

I spoke too soon yesterday, the sun didn’t appear until 5pm. 😆This morning everything looks damp so it looks like it has been raining. 

I have transferred June money into my current account £833. Also moved £150 (max allowed) ready to go into my 6% account tomorrow. 

Instant access accounts:

Interest monthly in my 6% account is approx £9

Interest monthly in my 1.63% account approx £24 (going down as I pay myself monthly and transfer £150 into the 6% account)

The rest of the equity is invested in 1 year and 2 year bonds. 

The plumbers are due around 8.30am. The final cladding should be delivered around 9.30am. 🤞I am going shopping later and my friend is coming round for a cuppa this afternoon 

MovingForwards

At least the sun made an appearance 😄

You're doing so well with budgeting and getting your home done, while enjoying life too.

Have a great catch-up!

Skint_yet_Again

Sun never appeared yesterday or today and it’s cold! Doesn’t help that the plumbers are in and out to their van and keep leaving the door open! Have been kept sane by DF keep popping in and project managing and my friend providing tea and cake 😆

Budget for June

Phone sim only £10

Tv licence 13.25

Water 48.90

Council tax £97

Union £2.14

Gas & Electric £100

Annual bills £100

Birthdays £50

Car fund £50

Petrol £20

Entertainment £100

Food £150

Income £833

Outgoings 741.29

Remaining £91.71

I have ordered 3 pairs of shoes on offer £36.99 and today bought a toilet roll stand and shower mat £23.97  

Out for curry night tonight at wertherspoons with DF my treat to thank him for all the work he has done. 

Skint_yet_Again

Lovely sunny warm day yesterday. ☀️

Curry night on Thursday was very nice. Curry, rice, poppadoms & mango chutney, garlic Nan & a pint each £16.84 from my entertainment fund. 

DF is sorting the door frame for the bathroom. Trip to b n q yesterday £71.50. I also popped into the bank and paid the plumber for the bathroom. Just flooring to get now. Called into pasty shop and got us both a hot sausage roll £2.40 from entertainment fund. 😋

Payments to tradesmen now completed on the house 
boiler. £3600
Main house roof.    £2750
bathroom £3510
(I provided shower, shower screen, shower tray, vanity unit and sink, toilet, extractor fan, wall cupboard with mirror) 

Everything else has been diy and anything else in future will have to be saved for. I have paint for downstairs. The spare bedroom will have to wait to be decorated. Thank goodness DF doesn’t charge for labour 😆

doingitanyway

You've done really well with spending on the house.
My plan is to do essentials like you then wait and save for other improvements.
Enjoy your weekend 

Skint_yet_Again

Thanks @doingitanyway. The house is liveable now with roof, bathroom & new boiler done and my bedroom & living room decorated. I have enough money left for bathroom lino and a skip which is arriving next week £162. Everything else is a work in progress! 

Another lovely sunny day today. 

DF has been sorting the new bathroom door we picked up yesterday. I have been labourer and chief tea maker 😆 

I chopped more branches and found a parasol base in the undergrowth. DF said he can drill out the broken wooden part of a parasol which is currently stuck in it. 

My old school friend popped round this afternoon and brought me a cast iron patio table and 2 chairs she was getting rid of. Swap for the garden shed I am giving them. She said she also has some paint for the patio set and a parasol I can have. 😁

DF brought me some broad beans from his allotment which I have podded, blanched and frozen. 

I have a batch of tandoori chicken cooking and will have some with salad for tea. Leftovers will be frozen. 

Another busy day & I have just had a lovely shower at home 😊 I’m sure the novelty will wear off at some point 😆