Escape to the country & living off savings

Skint_yet_Again

Yes I wasn’t impressed either t2count. Mood didn’t improve and I just spent the rest of the day eating 🐷 

Went into Sheffield today on the train with DF. It was grey damp & windy but the sun did come out just as we were coming home. Lunch was in ‘spoons & DF’s turn to pay. I treated myself to a fleecy jumper in primarni £12 from household bills fund. 

Interest has been updated today 

Multiple pots. £2.27
Regular saver. £22.64
Savings builder £10.46

Regular saver (6%) £4921.08. So I will fill it to max 6% amount of £5k next month then cancel the standing order. If I have read it correctly the balance of 5k will continue to get 6% interest which can just be left to add up. 

Savings builder (2.5%) £4370.83. This is the remaining balance of this years money so the balance reduces monthly. For 1 Nov - 1 March = 5 x 833 = 4165 plus amount to transfer into regular saver on 1 Nov (to reach 5k) £78.92. Balance left is interest not spent £126.91. This will go into my holiday pot. 

The rest of the equity is in bonds which mature in February. I will then take another 10k into the savings builder account to live off April 24 - March 25 and reinvest the rest for 12 months. 

SuzeQStan

That’s brilliant SYA - just watching on in admiration as you boss the finances.

 Glad you had a good day in Sheffield. Shame about the sun as you was leaving but typical eh? 

Skint_yet_Again

Skint_yet_Again said:

The rest of the equity is in bonds which mature in February. I will then take another 10k into the savings builder account to live off April 24 - March 25 and reinvest the rest for 12 months. 

Haha spot the mistake… next accounting period is April 25 - March 26 🤦‍♀️ That’s quite a scary thought actually, where has the time gone 

When my bonds mature in Feb there should be about 4k interest which will be split between emergency fund £1k, DS future wedding £1k (no date yet but they are engaged) and garden fund, including long fence £2k. 

Skint_yet_Again

Aquafit was back on today & the water was warm but cold draught blowing through all the air vents & showers were freezing. I always shower before I go but usually rinse off the chlorine when I get out of the pool but not today 🥶

Sunny out but chilly. Called off for milk but no hot roast chickens today so I just got a portion of hot spicy wings instead. Have tidied the kitchen, loaded dishwasher & mopped kitchen floor. Windows all opened for a while for a change of air. Now having a sit down and a cuppa 

Skint_yet_Again

Decided to treat myself to an Indian meal delivered last night. It took 2 hours to arrive 😕 by which point I was starting to feel unwell. I took 2 paras and enjoyed the meal. Chicken curry with added cauliflower. 2 popadoms with onion and mint sauce 😋 paid from entertainment fund. £13.67

Woke up at 3am with a scratchy throat, headache and blocked nose. Took 2 x cold and flu tablets and after a couple of hours I fell back to sleep until 7am. Feeling a bit rough. 

Sun is shining so I am going to put towels on a hot wash and hang out to dry. No other plans today. 

Skint_yet_Again

Well I have tested positive for covid 😳🤒 😷 

It’s like a bad flu, shivery, hot & cold, pain in my legs, pounding headache and my throat feels like it’s on fire. Chest aches too. Did 2 tests just to make sure 🤦‍♀️ Phoned DF & I’m now isolating for 10 days (mainly to protect DF and nieces baby). Will keep in contact with DF to check he has no symptoms. Last saw him on Thursday when he had his flu/covid jab! 

Will need to speak to GP as my Covid / flu jab supposed to be in a couple of weeks so may need to rearrange. 

SuzeQStan

Oh no sorry to hear this!  You poor thing - please keep warm and plenty rest/fluids - wishing you a speedy recovery 🤒 xx Hope DF escapes unscathed.  Take care xx

Doris17

Sorry to hear you are unwell. Hear of a few people who have tested positive recently. Take care of yourself and speedy recovery.

Skint_yet_Again

Thanks SuzeQ & Doris ❤️

Have eaten a late breakfast. Chopped onions, swede and carrots into slow cooker with chicken thighs and a casserole herb mix. Dishwasher on and am back in bed. 

Have spoken to DF and he is still symptom free 😊

Skint_yet_Again

Have checked food stores / freezer and I still have plenty to last 5 day isolation

Chicken fajitas  (low carb wraps)

2 x fish stew & cabbage 

Chicken stew (in slow cooker today)

Gammon & cauli cheese 

Tandoori chicken and roasted veg

Tin Mushroom soup 

Butternut squash soup (in freezer and have 2 more butternut squash in the cupboard)

Tuna salad 

I bought milk on Friday and have plenty of peach squash, tea and hot chocolate. Water tastes horrible at the moment. 

Time for a snooze 😴 paras just kicking in