Nationwide 5% cashback on supermarket spending

Katiehound

Band7 said:

 

As to never forgetting your cash on gift cards: what are your suggestions for how people make sure they don't forget it? And that they can actually spend every last penny of a gift card, without having to reload it [where that is even possible]?

You don't have to reload it- you just spend it all.
 If your bill doesn't come to that amount you spend the remainder the next time you shop......and start using the next one

When I did this 'scheme' some years ago I numbered the cards with a sharpie pen using up all of no.1 before proceeding to no.2. It wasn't rocket science!!
if you wanted you could also record the balance left on the card with the Sharpie.

surreysaver

fly-catchers said:

If your debit card pin is locked according to the Nationwide website it said providing you put in the correct pin number you can access it again using an ATM. I thought that as soon as you put your card in the machine would swallow it up? My card got locked using the Card Reader when I had a senior moment! As I don't normally use that account I wasn't that bothered. But with this 5% cashback offer thought I would use it. Also can a locked pin number on the card still allow it to be used online? 

I locked mine via the card reader, and it wasn't swallowed when I put it in an ATM yesterday. Still put the wrong PIN in twice, thought I'd remembered what the number was!
Have now requested a PIN reminder

Believe you have to enter a wrong number three times at an ATM, then its swallowed 

flaneurs_lobster

A post in sheer ignorance. When I've purchased gift cards in the past it's been a one-off in a department store, choose a card and at the checkout the amount is agreed and you pay for the thing. 

If I were to pick up a (say) £20 Costa card in Tesco with the rest of my trollyfull does it simply get scanned as everything else does or is there some kind of additional authorisation/registration that has to happen? 

I'm wondering if the gift card purchase would not be treated as a standard supermarket purchase for the purposes of this offer, if it were able to be identified as such. Usually such purchases are excluded from these kind of offers (along with currency purchases, stamps etc).

Clearly this was not the case with other offers in the past that are discussed above. Any reason why this one would be different?

adindas

CuriousGirl said:

flaneurs_lobster said:

Bridlington1 said:

CuriousGirl said:

I am wondering if purchasing a  gift card at Tesco would qualify for the offer? Then the card could be used to buy fuel at their garages.  

I see no reason why it won't. All they will see is Tesco spend £xx. They won't know what you've bought. When Virgin had the 25% supermarket cashback offer I bought £640 worth of gift cards in supermarkets (including some Argos vouchers in a Sainsbury's local) and that worked fine. 

Be good if someone could test this but, of course, the first pay-outs might not be for another nine weeks.

Makes sense to give them a call to ask .

In my personal opinion, it does not make sense. What you are doing is actually to make them aware about the possible loophole. Let alone, there are a lot of people making a phone call asking this.

As someone has said, if you buy it in the store it will mix together with you other shopping. So it is highly unlikely they will be able to differentiate it.

Also based on previous experience reported in this forum if they do not know the exact answer (as it is not clearly stated on the TCs), they are likely to give you the generic answer of expected behaviour to earn the cashback, e.g regular spending in the supermarket while you are shopping.

Rich2808

Good offer but there do seem to be some exceptions.

Purchases at supermarket petrol stations or in store cafes won't qualify - not sure how they tell in the latter case and does it depend whether its run by the supermarket chain itself (e.g. Morrisons cafes) or a concession (e.g. Costas in Tesco).

wiseonesomeofthetime

It will be from the merchant code recorded with VISA. 

Katiehound

flaneurs_lobster said:

A post in sheer ignorance. When I've purchased gift cards in the past it's been a one-off in a department store, choose a card and at the checkout the amount is agreed and you pay for the thing. 

If I were to pick up a (say) £20 Costa card in Tesco with the rest of my trollyfull does it simply get scanned as everything else does or is there some kind of additional authorisation/registration that has to happen? 

I'm wondering if the gift card purchase would not be treated as a standard supermarket purchase for the purposes of this offer, if it were able to be identified as such. Usually such purchases are excluded from these kind of offers (along with currency purchases, stamps etc).

Clearly this was not the case with other offers in the past that are discussed above. Any reason why this one would be different?

I think the gift card just appears on the till receipt as part of your grocery shopping.... haven't bought one for several years! going to try this coming week....in which case you will get your cashback

If you are shopping in Tesco purchasing their own gift cards that action  certainly will not earn any Clubcard points- but when the gift card is spent it will earn CC points.
 I don't know about other gift cards, but suspect it will be the same rule- no CC points.

surreysaver

Suppose I could do a trial purchase of a gift card of, say, £10 with my NatWest Reward credit card and see if I get the full 1% cashback with that. If I do, chances are it will work with Nationwide 

Newbie_John

surreysaver said:

Suppose I could do a trial purchase of a gift card of, say, £10 with my NatWest Reward credit card and see if I get the full 1% cashback with that. If I do, chances are it will work with Nationwide 

It will work, only supermarket knows what you purchased, not card provider.

On the other hand, just seen Aldi giftcards in store, so it may be a good idea to purchase £200 and then use it for shopping.

km1500

Is it only me? This offer was supposed to help everyone with a Nationwide account with their food shopping in a time of National crisis. There is a limited budget from Nationwide. By all means go and buy your hundreds of pounds worth of giftcards, but that was never the purpose of this promotion.