Nationwide 5% cashback on supermarket spending

General_Grant

dealyboy said:

Do you think Wilko (pet food), B&M (food) and Home Bargains (food) would be included? otherwise I'm losing! I would otherwise be using my Chase card.

I'd be very surprised indeed if Wilko were included.
I'd be almost as surprised if B&M or Home Bargains would be coded as supermarkets but others with experience of, say, using a NatWest reward credit card in those places could hazard a better guess.
Personally I prefer the certainty of 1% if there is doubt about the 5%.

km1500

Wilko is not a supermarket

Nebulous2

dealyboy said:

Do you think Wilko (pet food), B&M (food) and Home Bargains (food) would be included? otherwise I'm losing! I would otherwise be using my Chase card.

None of them are on the list.  Current account cashback offer | Cost of living | Nationwide

Halfway down, click on the list for other stores.  

My other half is frustrated by the lack of Home Bargains. 

We've had no problem hitting the £200 mark anyway, and unfortunately I may need to start paying for the shopping myself, to build up cashback on my account as well..... 

youngretired

With the Tesco gift cards people are mentioning, are these in the store or do you buy online at Tesco website? I looked today in our Tesco Extra and they don't sell any Tesco gift cards just all the other companies.

Bridlington1

youngretired said:

With the Tesco gift cards people are mentioning, are these in the store or do you buy online at Tesco website? I looked today in our Tesco Extra and they don't sell any Tesco gift cards just all the other companies.

When Virgin did the 25% cashback offer I bought some Tesco gift cards online and that qualified so I presume online ones will work ok for this offer as long as you buy them via the Tesco website.

Katiehound

youngretired said:

With the Tesco gift cards people are mentioning, are these in the store or do you buy online at Tesco website? I looked today in our Tesco Extra and they don't sell any Tesco gift cards just all the other companies.

Are you sure there weren't any?- that really surprises me. the card designs are fairly muted- like Happy Birthday &  Every Little Helps. I assume if you buy them as part of your grocery shop online that would be easy.  

youngretired

Yes definitely no Tesco, as I was surprised as you'd think they would want customers to buy their gift cards. They had all the other ones that they sell on their website but no Tesco's instore. I've got 2 other Tesco stores within a 15min drive, so I might try those.

dealyboy

Nebulous2 said:

dealyboy said:

Do you think Wilko (pet food), B&M (food) and Home Bargains (food) would be included? otherwise I'm losing! I would otherwise be using my Chase card.

None of them are on the list.  Current account cashback offer | Cost of living | Nationwide

Halfway down, click on the list for other stores.  

My other half is frustrated by the lack of Home Bargains. 

We've had no problem hitting the £200 mark anyway, and unfortunately I may need to start paying for the shopping myself, to build up cashback on my account as well..... 

... Kind and helpful @Nebulous2 there's me thinking illogically that there might be some logic behind this 

We MSE'ers are not mainstream people are we? It is a bit like chickenfeed though isn't it.

Section62

dealyboy said:

Nebulous2 said:

dealyboy said:

Do you think Wilko (pet food), B&M (food) and Home Bargains (food) would be included? otherwise I'm losing! I would otherwise be using my Chase card.

None of them are on the list.  Current account cashback offer | Cost of living | Nationwide

Halfway down, click on the list for other stores.  

My other half is frustrated by the lack of Home Bargains. 

We've had no problem hitting the £200 mark anyway, and unfortunately I may need to start paying for the shopping myself, to build up cashback on my account as well..... 

... Kind and helpful @Nebulous2 there's me thinking illogically that there might be some logic behind this 

We MSE'ers are not mainstream people are we? It is a bit like chickenfeed though isn't it.

There is some logic (it is based on how the transaction is categorised when you make a debit card purchase) but that doesn't mean it isn't an ill thought through promotion by Nationwide.

If the aim is to help people with the cost of living, then it is potentially a PR disaster to exclude the likes of B&M, but include Fortnum & Mason and other 'upmarket' retailers.  Along with the vagueness about whether cashback will or won't be paid for the ones actually listed. How on earth this approach got signed off by management is beyond me, someone should have asked the question "Doesn't this look really bad?", to which the reply should have been "Yes, let's try something different".

Nice thought, but terrible implementation.

RG2015

The question is whether Nationwide management is incompetent or just cynical.

”People will use their debit cards and we won’t have to pay all of them”