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List of banks with hard vs soft searches for current accounts
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Thanks all for your contributions!
twadds123 said:pecunianonolet said:twadds123 said:RBS was no hard search for a 2nd account as an existing current account holder@pecunianonolet just double checked as advised by another poster. RBS did do a hard search for a 2nd account, please accept my apologies for the incorrect information, i had missed checking equifax report0 -
Can you open a starling account if you had one opened a year ago to make a switch?0
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theonenonly said:Can you open a starling account if you had one opened a year ago to make a switch?0
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The ones that say they will only run a hard search for the first account... If I have already closed all my accounts with them and reopen a new one I assume that will count as the first one again, or could they remember who I am?0
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Zaul22 said:The ones that say they will only run a hard search for the first account... If I have already closed all my accounts with them and reopen a new one I assume that will count as the first one again, or could they remember who I am?1
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Managed to earn myself an unnecessary hard search by doing an exploratory current account application with Ulster Bank.
Was curious to know if I could open an account while in GB (rather than NI). Not able to proceed while physically located in GB but got as far as Id checks if VPNing from Paris. Didn't proceed with application.1 -
flaneurs_lobster said:Managed to earn myself an unnecessary hard search by doing an exploratory current account application with Ulster Bank.
Was curious to know if I could open an account while in GB (rather than NI). Not able to proceed while physically located in GB but got as far as Id checks if VPNing from Paris. Didn't proceed with application.0 -
flaneurs_lobster said:Managed to earn myself an unnecessary hard search by doing an exploratory current account application with Ulster Bank.
Was curious to know if I could open an account while in GB (rather than NI). Not able to proceed while physically located in GB but got as far as Id checks if VPNing from Paris. Didn't proceed with application.
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pecunianonolet said:flaneurs_lobster said:Managed to earn myself an unnecessary hard search by doing an exploratory current account application with Ulster Bank.
Was curious to know if I could open an account while in GB (rather than NI). Not able to proceed while physically located in GB but got as far as Id checks if VPNing from Paris. Didn't proceed with application.
Just a bit cautious around NatWest Group bank accounts for switching, my main account has been with them for > 35 years and I've been staying away from using them for burners.0 -
Zanderman said:flaneurs_lobster said:Managed to earn myself an unnecessary hard search by doing an exploratory current account application with Ulster Bank.
Was curious to know if I could open an account while in GB (rather than NI). Not able to proceed while physically located in GB but got as far as Id checks if VPNing from Paris. Didn't proceed with application.Same. When I got the 'introductory' call from the nice lady in Belfast she was trying to set up an appointment for me at Natwest in Nottingham, so clearly a process their scripts accommodate.Might be worth ringing to see if the application can still be completed so you at least get an account out of it.0
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