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Progress not Perfection
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Happy birthday SA - happy to share some of our sunshine with you too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Have a wonderful day!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Have a wonderful birthday. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Thank you all for the birthday wishes ❤️ We have sunshine now. Having a pit stop in a pub on the way back from the garden centre. The dog is behaving mostly apart from the odd growl.
I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Happy birthday @Sun_Addict
here's wishing you dry weather and full glasses xWhat would you get if all you got was what you were thankful for?1 -
Many happy returns @Sun_Addict, from me, Soot & Ash. Glad you are having a nice day....& the sun did come out after all! It was drizzling when I was out picking the veg first thing this morning. but it obviously thought better of it in honour of your birthday!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
Happy Birthday. I hope your plans for the day all worked well. It has been very warm here so hope yours has been as good.
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I’ve had a lovely day and apart from a bit of drizzle first thing the weather has been warm and sunny. I don’t think the dog was over impressed with her day out, she seemed a bit bored at one point. Unfortunately a lot of people want to stroke her because she looks cute but she doesn’t like strangers so this was a bit stressful at times.It didn’t take as long as I remembered to walk to the garden centre although it was a 10,000 steps job. It’s in the middle of lovely countryside but on a very busy main road. I saw a few things I liked but didn’t buy anything apart from coffee and scones. I could’ve easily spent a fortune as they had a lot of lovely stuff but very overpriced, I kept picking things up and thinking how much 😱 I was very close to buying an autumn gonk but decided against it.
We stopped off at a pub on the way back for lunch and can you believe they didn’t have the only thing I fancied on the menu which was a super grain salad 🙁 However they made me a beautiful bang bang cauliflower salad that more than made up for it. Mr SA tried a bit of the bang bang cauliflower and even he thought it was delicious although he was very happy with his burger and chips.I’ve had a nice birthday so far. The mystery present from Mr SA was a travel jewellery box which will come in handy. No present from DD yet but she put a note on her card that says it’s to follow. I guess I’ll have to wait until she gets paid on Friday for that 🙄 DS has bought me a bottle of wine and some travel toiletries.
As the weather has turned out so nice I’ve had a relaxing afternoon sitting in the hanging chair reading my book.
Step count 21,004 so far and still feeling ok. Maybe I can squeeze in that Zumba class at 6pm after all 🤔I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Glad to read you are enjoying your birthdayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Sounds like a lovely day so far. Hope it carries on for you xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0
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