Progress not Perfection

Sun_Addict

Afternoon all.

Back on the work hamster wheel today. Worked in the office this morning WFH this afternoon.

Monday finance check done and cc balance cleared. Oddment of £3.26 sent to the Christmas pot.

Got a price for the carpet and vinyl. It was what I expected. That will be a big chunk of the regular saver pot gone.

Stopped off at Lid! on the way home, bought myself a head torch for walking down our road on the dark mornings. It was only £1.49. Our road is poorly lit and I hate walking down the bit where there aren’t any houses just the park and trees.

Today’s exercise has been walking to/from work and I’m doing strength training and yoga sessions later from either FitOn or YT.

Tonight’s dinner is lightly dusted yellowfin sole with wedges and steamed veg.

Makingabobor2

Torch sounds a good idea.

PennysIntoPounds

I can see Mr SA confiscating that for Man Jobs straight away 😂

EssexHebridean

A good head torch is a superb thing - just watch how tight you have the strap as too tight and I always fid it gives me a headache. You also have to remember that you can't look directly at someone else while wearing it too or you will dazzle them and kill their night vision! (particularly relevant if there are drivers or cyclists around) - MrEH tends to forget this when he's wearing his and I end up with bright spots in my vision for a while!

Sun_Addict

https://forums.moneysavingexpert.com/discussion/comment/82174441#Comment_82174441

I wore it on my wrist this morning and used it like a normal torch.

Sun_Addict

Afternoon all. What a grey dismal day it is here today.

Worked in the office this morning WFH this afternoon. The office IT systems were down first thing and I was just thinking about heading for home earlier than planned when they were fixed.

Stopped off at Lid! on the way home for a couple of things I forgot yesterday. I redeemed my points on a £5 off voucher so only a very small spend.

The dog is a bit off today and refusing food. I bought her some chicken which she usually loves but she’s not interested. She goes off like this from time to time so hopefully she’ll feel better later or tomorrow.

Today’s exercise has been walking to/from work, a Power Punch session earlier and it’s Resistance Bands later.

Tonight’s dinner is leftover smoky veggie sausage stew from Sunday.

Sun_Addict

Afternoon all, happy hump day.

WFH today. Nice slow start to the day. Mr M delivery arrived at 6.30. Did a lovely relaxing live yoga session on the WW app at 7.30.

Thankfully the dog is back to normal today. She was sick last night and started to perk up after that. It's Mr SA's turn today, he said he just feels generally unwell, has had his lunch and gone back to bed.

Mid-week finance check done and cc balance cleared. I've opened a better interest NW flex easy access account and closed the one that automatically opened when the regular saver finished. I also moved the sinking funds into this account and closed that one. The interest isn't great but it's better than the normal easy access ones although only for 12 months then it will have to be shifted to another one. The new NW regular saver is up and running and funded for October.

After putting aside the money for the new carpet, the remainder has gone to:

• Retirement pot £171.20 to round it up to the next hundred. I hate odd figures 😆
• Vet pot £30
• Home improvements pot £320
• Buffer zone £200 - mini emergency fund
• £80 kept to one side as I want to buy a power bank and bread bin
• An oddment of £5.79 went to the Christmas pot

I've got two more regular savers maturing at the beginning of November. One is destined for premium bonds the other for the emergency fund, although the PBs are also part of the emergency fund.

Formally told my line manager of my intention to go part time from 1 January, I just need to confirm how many hours I want to do, possibly 24 hours over 3 days, maybe a bit less. I have 2 weeks to decide as I have to give a month's notice for change of hours.

Today's exercise is yoga (done), dog walking (done) and Zumba.

Tonight's dinner is sweet potato and chickpea curry cooked in the slow cooker.

Housework task is cleaning the bathroom and mopping the floors.

I need to start another decluttering mission, next on the hit list is the bedroom.

EssexHebridean

Great stuff on moving forward with the drop in hours - I really am quite jealous! (And I bet I'm far from the only one!)

Makingabobor2

You will feel so much better once you start working less hours. I know you will always find enough to fill your days. I always say I don't know how I ever had time to go to work, I don't have Mr SA to look after. I have found retirement has given me a new lease of life TBH.

PennysIntoPounds

Congrats on making it formal, very exciting 🥂