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Progress not Perfection
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Assume that Mr SA has a set of fingers crossed here for his results. It's not surprising that you view all things medical with a degree of trepidation I don't think allowing for what you've both been through over the last few years.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Totals looks awesome.
POsitive vibes xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Fingers crossed here for Mr S_A's results too.3
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Still no news on the test results, it's via phone call rather than face to face. I assume they are phoning at the end of surgery. This is the trouble with second hand information from Mr SA, he never listens properly so everything is vague. He's just remembered they asked him to take a urine sample down before we went on holiday!
I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Our GP surgery is rubbish 😡 Mr SA just had a message to say he didn’t attend his face to face appointment at 16.10. He genuinely didn’t know he had one because on the confirmation message from them on Tuesday it said over the phone with no time given! He’s now rebooked in for a face to face next Tuesday. What a palaver!I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Sun_Addict said:Our GP surgery is rubbish 😡 Mr SA just had a message to say he didn’t attend his face to face appointment at 16.10. He genuinely didn’t know he had one because on the confirmation message from them on Tuesday it said over the phone with no time given! He’s now rebooked in for a face to face next Tuesday. What a palaver!Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Oh, that's a silly error. How annoying.2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
More waitingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
The annoying thing is the receptionist tried to make out it was his fault for not turning up. He’s had a message confirming Tuesday so it’s obvious someone their end made a mistake. The appointment is with the nurse so I guess it’s just something lifestyle related that’s come up in his blood tests and not something life threatening.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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We had a similar thing at the Vet, @Sun_Addict. We turned up for our appointment & they couldn't find us in the book. I gave the exact time again & because my surname has been known to cause difficulties, checked they hadn't only written half of it. Nope, because we weren't in the diary at all. Then she turned the page & said "Ah. We will still see you, but your appointment is actually tomorrow". It absolutely wasn't. I booked it myself & we were definitely there on the correct day. I did feel rather a strong sense that they didn't believe me, but stood my ground because I am so annoyingly organised with admin & my own diary.
Mistakes get made however.....hope the results are nothing too troublesome.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3
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