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It's been a very challenging week and so I'm glad it's over work wise!
Scales were not pretty this morning, and I am disappointed, but I haven't been eating or sleeping well. Hopefully I can get back on track this weekend.
Not sure what the plans are for the weekend, I think I'm just going to chill. I'm tired and grumpy and it's too hot to be worrying about all the stuff. Maybe I'll get up tomorrow full of enthusiasm!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Hope you feel better tomorrow.
Sorry the scales weren't kind. Be kind to yourself anyway.
Chilling is a good antidote to feeling frazzled.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Also tired, grumpy and sabotaged the diet with a takeaway! At least you have tomorrow off 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Much as I enjot the heat as it's so good for my muscles it is a tad warm.
Also tired & out of sorts.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thank yousavingholmes said:Hope you feel better tomorrow.
Sorry the scales weren't kind. Be kind to yourself anyway.
Chilling is a good antidote to feeling frazzled.
Another poor night's sleep but I'm more motivated to eat well so that's good. Not sure about doing anything else!
Hope you enjoyed the takeaway. A day off is always a blessingWinterWarrior said:Also tired, grumpy and sabotaged the diet with a takeaway! At least you have tomorrow off 😁
I love the sun, but it's just too warm and horrible at night.beanielou said:Much as I enjot the heat as it's so good for my muscles it is a tad warm.
Also tired & out of sorts."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Sorry lots of others are tired and out of sorts as well. Hope it improves for everyone.
A day off always improves things, so I'm still tired but not quite so out of sorts (at the moment!). Little miss has an assembly this morning so I'll go to that, then probably just chill for the day.
I got some cashback this morning, so added that to my PAD. This month is a record breaker!
I've got to cashout on a survey site for the first time in ages, but there are no amazon vouchers listed. I'm hoping it's just a case they are out of stock, and will get them back in soon. If not, I'll probably cash out with something else then ditch it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD £12
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £210
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Wow to the pads 😮 That’s amazing!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Thank youWinterWarrior said:Wow to the pads 😮 That’s amazing!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Back from assembly. I did make an effort and take a bag of clothing to the clothing bank at the school. I did manage to ram it in, but the bank is full, so I'd better wait before taking anything else (any excuse
). I like to use that one as it fundraises for the school. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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