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Well done on getting rid of the bag. I filled another half bag of junk today. My general waste bin is full - but hopefully I can cram some into the neighbour's one the night before. I have 2 recycling bins which is a good job - as that's nearly full even though it was emptied this week!
You are doing so well on the PADs and the decluttering.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Pads & decluttering are both just fab.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
PAD looking really good, hope you enjoyed the rest of your day off!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Well done on the PADs and decluttering 👏 I had a day off today too 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Thank yousavingholmes said:Well done on getting rid of the bag. I filled another half bag of junk today. My general waste bin is full - but hopefully I can cram some into the neighbour's one the night before. I have 2 recycling bins which is a good job - as that's nearly full even though it was emptied this week!
You are doing so well on the PADs and the decluttering.
Your activity is inspiring me
Thank youbeanielou said:Pads & decluttering are both just fab.
Thank youNeverendingDMP said:PAD looking really good, hope you enjoyed the rest of your day off!
Thank youSun_Addict said:Well done on the PADs and decluttering 👏 I had a day off today too 🙂 I hope you enjoyed your day off too "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £212
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I didn't entirely do nothing yesterday, I decided to sort through little miss's clothes. I pulled everything out of her bedroom, and have washed it all, and now will sort it into different types and then decide what is stained, too small or that she doesn't like.
It's quite shocking just how much she has! I don't know where it comes from. I filled the line yesterday (and forgot to bring it in so it got wet again overnight) and still have another pile waiting to go out on the line.
Aim today is to finish that and get it all put away tidily and organised. I need to organise stuff for Father's Day too for the kids. I dropped the ball on that one. We don't make a big deal out of it, but usually get something.
DH sold a few more things yesterday so they need to be packed and posted.
Have a good day everyone "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on the sales.
On the clothes - rather you than me. They seem to be endless. I made myself go through a box of my clothes this week that I didn't think would fit - and got rid of most. I was rewarded however with a purple sundress that does fit so happy days.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
It's good that you found a dress. I found a top that I'd forgotten about last time I did mine. I do need to do mine again. I'm amazed how much little miss has, and also how come we still have stuff that should have been discarded on the previous clearout! Lots is still on the line so I haven't started sorting yet. I want to go full on Marie Kondo on this lotsavingholmes said:Well done on the sales.
On the clothes - rather you than me. They seem to be endless. I made myself go through a box of my clothes this week that I didn't think would fit - and got rid of most. I was rewarded however with a purple sundress that does fit so happy days.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy decluttering I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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