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Well done on the PADs, the decluttering and the organising. Lovely that you got out too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank youdoingitanyway said:Good PADs. Good decluttering.
The resettlement figure may be less than you think. As you say, it doesn't hurt to ask
It would be nice if they offered a huge discount, but I'm happy to keep paying otherwise. I'll clear it eventually. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thank yousavingholmes said:Well done on the PADs, the decluttering and the organising. Lovely that you got out too. It was a nice start to the holidays. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
A couple of pics from the weekend. It was so clear we could see out to the coast.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
That looks absolutely beautiful Jwil.
I sent you a PM.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:That looks absolutely beautiful Jwil.
I sent you a PM. It was stunning. I love Dartmoor.
Will reply now."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £8
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £101
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Survey cashout yesterday means a decent pad today. I've just cashed out again, so will be able to do another one tomorrow.
I missed my hot date with Keanu last night as I thought it was tonight 😫🤦♀️. Luckily they will send round a recording. I didn't check my emails last night otherwise I would have seen all the reminders.
DH took the kids out yesterday so they ticked off another NT place. We are halfway to becoming cost neutral on our membership and only a couple of months into the membership year. They also went to the cinema so that gave me a peaceful day at home.
It's lovely not having to do the school run, though I do need to be proactive and get better about moving around and getting some exercise though! It's very easy to just sit there all day. It's nice being able to finish at a normal time."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Lovely pics and views, looks like nice warm weather too? Glad the days feel a bit less stressful too.2
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Thank youteapot2 said:Lovely pics and views, looks like nice warm weather too? Glad the days feel a bit less stressful too. It was lovely and warm but not too hot thankfully. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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