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Small steps lead to big changes...

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Comments

  • ladyholly
    ladyholly Posts: 3,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That is beautiful.
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Lovely. It’s been grey and misty here. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • doingitanyway
    doingitanyway Posts: 10,007 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    What a beautiful tree!
    I totally understand being happy as a clerk and not wanting the higher position.
    Have a lovely Sunday  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    One from today 


    That's beautiful overcast and rain here today. I like your weather and your scenery today better !
    Thank you :)  It's back to overcast and wet today :(  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:
    That is beautiful.
    Thank you :)  

    Lovely. It’s been grey and misty here. 
    Thank you.  Back to grey and murky today unfortunately.

    What a beautiful tree!
    I totally understand being happy as a clerk and not wanting the higher position.
    Have a lovely Sunday  :)
    Thank you :)  I hope you have a lovely Sunday as well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £11
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We had a nice time yesterday, went to a NT place (photo from there) and then toured around that area.  We've used half of the value of our NT membership in the first month!

    This morning we've seen relatives so that was nice.  Passed on a few items to them as well, so that's good.

    Just going to relax this afternoon.  Hopefully the weather will improve tomorrow.  It's just drizzly here today, not heavy, but enough to make you quite wet. 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I hope you have a sunnier day tomorrow. It’s still overcast here, but muggy and no rain. 
    It’s lovely when you can clearly see the benefit of your national trust membership ☀️ I’m glad I checked back as my iPad has put ‘national trus’..imagine 🤭
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you have a sunnier day tomorrow. It’s still overcast here, but muggy and no rain. 
    It’s lovely when you can clearly see the benefit of your national trust membership ☀️ I’m glad I checked back as my iPad has put ‘national trus’..imagine 🤭
    😆😆  It would be nice to have another nice day.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £13
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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