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Well done on the PB's.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Did you get round to complaining about the last caravan you stayed in? X3
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Thank youdoingitanyway said:Your long term plans sounds exciting, as do your short term plan to go to Cornwall for a weekend in the Autumn
It's nice to think that I should be able to have the freedom to choose what I do in a few years time. It's always nice to have a break to look forward to as well.
Thank you. It's awful isn't it, it goes everywhere!savingholmes said:Well done on the financial planning and on your progress.
I hate it when I have those kinds of spills with the pasta Jwil. My sympathies trying to pick up the strands!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thank you. It would be nice if they'd give me a winbeanielou said:Well done on the PB's.
No I didn't. It was a really hectic week and it completely slipped my mind. I just remembered when I booked this one. We're not going to the same place this time, though it is the same company.remote_control said:Did you get round to complaining about the last caravan you stayed in? X"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £4
Jan - £319
Feb - £135
Mar - £129
Apr - £114
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Happy payday! I've done the money shuffle. I've sent £100 to PBs. Whenever I get paid for the election I plan on sending that to PBs as well. I'm sure they gave me a date so I'll have to check when it's due.
I've got umpteen meetings today and want to finish some mandatory training, so best crack on.
Have a good day everyone "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8 -
Happy payday jwil ☀️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Well done on the money shuffle and the £ to PBs. Hope the poll clerking goes smoothly.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251 -
Thank youWinterWarrior said:Happy payday jwil ☀️ Always a good day. To you too
Thank yousavingholmes said:Well done on the money shuffle and the £ to PBs. Hope the poll clerking goes smoothly. The thought of spending the whole day having to make polite conversation with someone I don't know is stressing me out. But I'm sure it will be fine. I shall be taking stuff to do as it's likely to be very quiet as it's only PCC elections here. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £3
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £3"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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