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  • beanielou
    beanielou Posts: 95,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on the PB's.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Did you get round to complaining about the last caravan you stayed in? X
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your long term plans sounds exciting, as do your short term plan to go to Cornwall for a weekend in the Autumn  :)
    Thank you :)  It's nice to think that I should be able to have the freedom to choose what I do in a few years time.  It's always nice to have a break to look forward to as well.

    Well done on the financial planning and on your progress. 

    I hate it when I have those kinds of spills with the pasta Jwil. My sympathies trying to pick up the strands!
    Thank you.  It's awful isn't it, it goes everywhere!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Well done on the PB's.
    Thank you.  It would be nice if they'd give me a win :D  

    Did you get round to complaining about the last caravan you stayed in? X
    No I didn't.  It was a really hectic week and it completely slipped my mind. I just remembered when I booked this one.  We're not going to the same place this time, though it is the same company.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £4

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy payday jwil ☀️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the money shuffle and the £ to PBs. Hope the poll clerking goes smoothly.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy payday jwil ☀️
    Thank you :)  Always a good day.  To you too :)

    Well done on the money shuffle and the £ to PBs. Hope the poll clerking goes smoothly.
    Thank you :)  The thought of spending the whole day having to make polite conversation with someone I don't know is stressing me out.  But I'm sure it will be fine.  I shall be taking stuff to do as it's likely to be very quiet as it's only PCC elections here.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 May 2024 at 7:47AM
    Today's PAD - £3

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £3
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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