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Oh dear, hope the day improves for you all. End of holiday blue are not fun x2
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Thank youbeanielou said:Happy days indeed! Hope your day improves.
They've both just disappeared up to their rooms with their sulks 
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thank you. No it's not fun.teapot2 said:Oh dear, hope the day improves for you all. End of holiday blue are not fun x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
The kids have used a couple of kits we've had lying around for ages, so I'll count that as decluttering!
They've made bouncy balls, and we've tie dyed some old t-shirts as well, so it will be interesting to see how they turn out.
DH and little miss went to a car boot sale and came back with more stuff
The kids have disappeared up to their rooms for now so I shall just chill this afternoon as I'm not feeling great. DH is doing a bit of gardening and cutting back a shrub so I can have access to the stone for around the tyres."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
More stuff is not the plan!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Eek on the more stuff. Sounds frustrating. Hope the garden work helped balance things out.
Well done on the PADs.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
No it's not!beanielou said:More stuff is not the plan!
Thank you. He did manage 3 big bags of garden waste, and it looks a lot better, so in terms of volume he's made a differencesavingholmes said:Eek on the more stuff. Sounds frustrating. Hope the garden work helped balance things out.
Well done on the PADs. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £74
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Back to work today, and I was considering going into the office, but I had a bad night last night and feel grotty today, so I'll work from home with my hot water bottle.
It's grey and wet here again. My work laptop seems to be doing endless updates, so I'm waiting for that to finish before I open too much as it will likely want a restart.
The tie dye t-shirts came out really well yesterday, that's kept them going for a while longer. We've still got some dye left, so I'm tempted to get a couple of white t-shirts to do some for me
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I hope you feel better soon.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
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https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12
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