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Small steps lead to big changes...

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  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2 

    Jan - £319
    Feb - £135
    Mar - £112
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Brilliant pads as always ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I really enjoy my PBs. They give me a whole month of hopes and dreams and sometimes some money too.

    On the weight loss front the only thing that works for me with little effort is time restricted eating...

    Inspiring PADs as per usual.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant pads as always ⭐️
    Thank you 😊

    I really enjoy my PBs. They give me a whole month of hopes and dreams and sometimes some money too.

    On the weight loss front the only thing that works for me with little effort is time restricted eating...

    Inspiring PADs as per usual.
    I really like TRE and I’ve lost a little since doing it but nowhere near enough to make a difference. I need to combine it with something else i think. It’s definitely improved non weight health though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    jwil said:
    Brilliant pads as always ⭐️
    Thank you 😊

    I really enjoy my PBs. They give me a whole month of hopes and dreams and sometimes some money too.

    On the weight loss front the only thing that works for me with little effort is time restricted eating...

    Inspiring PADs as per usual.
    I really like TRE and I’ve lost a little since doing it but nowhere near enough to make a difference. I need to combine it with something else i think. It’s definitely improved non weight health though.
    I am currently using TRE for my inflammation so I know what you mean about non weight health. I sleep better too when I TRE.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2 

    Jan - £319
    Feb - £135
    Mar - £114
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Brilliant pads as always ⭐️
    Thank you 😊

    I really enjoy my PBs. They give me a whole month of hopes and dreams and sometimes some money too.

    On the weight loss front the only thing that works for me with little effort is time restricted eating...

    Inspiring PADs as per usual.
    I really like TRE and I’ve lost a little since doing it but nowhere near enough to make a difference. I need to combine it with something else i think. It’s definitely improved non weight health though.
    I am currently using TRE for my inflammation so I know what you mean about non weight health. I sleep better too when I TRE.
    I do too.  I do an early finish TRE and I've noticed I'm so much more comfortable in the evenings, I rarely even consider snacking now.

    I've noticed I can easily get away with a decent breakfast and lunch, and then not eat again for the rest of the day.  That's been a real eye opener for me.  It doesn't bode well for family eating or social activities though and I still need to cook for the rest.  I'm trying to make sure I have just a small portion, usually protein and veg.  I really notice it if I eat a big evening meal now and it doesn't make me feel great.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    That’s a good plan. I do wonder what the future job market will be like when everywhere is downsizing. The bigger companies are trying to make it as uncomfortable as possible so people will just leave, but unfortunately it seems to be the experienced well trained people that go…and where does that leave them! Everything feels a bit precarious right now. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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