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I will always pay an extortionate price to avoid having to deal with it myselfsavingholmes said:Well done on the life admin. I was very happy when I stopped doing parties for my kids - as the paid for ones in particular are extortionate - but the noise of at home functions was overwhelming!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £11
Jan - £306
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Made it
2 sales yesterday tipped the balance!
I've got a day off today, the last of my leave year. I've got lots of things I feel I ought to be doing, but not much motivation to do so. I might try some 15 minute bursts."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
whoop! whoop! whoop! the £300 barrier has been broken
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.3 -
Over £300 is amazing. Just enjoy you day off…a day of nothing sounds wonderful 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Thank youin_need_of_direction said:whoop! whoop! whoop! the £300 barrier has been broken
I'll be forever looking back at it with longing Here's hoping it's setting the standard for the rest of the year!
Thank youWinterWarrior said:Over £300 is amazing. Just enjoy you day off…a day of nothing sounds wonderful 😁 A day of doing nothing does sound extremely tempting "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Hi Jwil - huge congrats. That's fab. Definitely focus on what you want for the day - the to do list can wait in favour of the wish list. What fun / relaxing thing could you do today which would help you feel like you'd had an actual break?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251 -
Yes!!!!!!jwil said:Today's PAD - £11
Jan - £306
woohoo.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank yousavingholmes said:Hi Jwil - huge congrats. That's fab. Definitely focus on what you want for the day - the to do list can wait in favour of the wish list. What fun / relaxing thing could you do today which would help you feel like you'd had an actual break? I'm mixing up relaxing with doing the odd bit of sorting, Nothing major! I never feel like doing too much when I'm still clock watching for the school run.
Thank youbeanielou said:
Yes!!!!!!jwil said:Today's PAD - £11
Jan - £306
woohoo. I'm very pleased "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've been pottering around this morning, whilst dipping in and out of my books!
I've altered some listings and relisted them, so hopefully they will sell. Also packed and posted two parcels.
I've also set up bank transfer details for the kids PB accounts so I haven't got to faff logging in when I send over a new payment. I'd done mine a while ago but never got round to sorting theirs.
I've sorted out a couple of areas in the kitchen and got rid of some out of date stuff that I'm just not going to use. Also made some soup which I've had for lunch today and will have another portion or two left.
Nothing major but sorting some of those niggly little jobs that I never get round to!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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