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Small steps lead to big changes...

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Comments

  • jwil
    jwil Posts: 22,631 Forumite
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    savingholmes said:
    Well done on the PADs - you've been doing amazing. Hope the knee issue eases soon. 
    Thank you :)  Knee seems to be mostly ok thankfully, it just gets a twinge periodically.  I didn't walk yesterday as I had such a busy day at work so wanted to grab every minute I could, but walked again today with no issues so it all seems good :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,631 Forumite
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    Today's PAD - £7

    Jan - £281
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,154 Forumite
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    Ooh nearly at that £300 , well done. Enjoy your Friday . 
    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A survey cashout gets me ever closer to £300! I'm determined to get there, but my current account is dwindling so I need a sale or survey to push me over the line.  Actually although I've padded my survey money, I haven't withdrawn it from Paypal so there might be a little stash in there to get me there :grin: 

    DH sold an item today which I've packed, but they haven't paid yet.  One of the kids items I listed last week is selling, hopefully some more will go!

    Today's plan is just to tidy round as this week has been busy.  I've got another long weekend though and don't go back until Tuesday.

    I have some more listing to do, and want to get on with the sorting out of stuff as well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunshine_girl2 said:
    Ooh nearly at that £300 , well done. Enjoy your Friday . 
    Thank you :)  Nearly there :grin:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 29,109 Forumite
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    Well done as ever on the PADs and the sales. Good news that your knee had improved today.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Sun_Addict
    Sun_Addict Posts: 24,549 Forumite
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    Is this your best month ever? Well done anyway 🥳
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 4,052 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well doe on pads and sales. Mine are slow but I really don't have anything that exciting to sell.
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingholmes said:
    Well done as ever on the PADs and the sales. Good news that your knee had improved today.
    Thank you :)

    Sun_Addict said:
    Is this your best month ever? Well done anyway 🥳
    I think it might be, I don't think I've got to £300 before. :grin:

    ladyholly said:
    Well doe on pads and sales. Mine are slow but I really don't have anything that exciting to sell.
    Thank you :)  I don't either.  DH has stuff he's collected, and the kids toys generally sell ok, so that's where most of ours comes from.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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