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I'm absolutely exhausted today. I'm so glad work is done for the week. We've got stuff on this weekend, so not much chance to rest, but at least it will be nice to catch up with people.
I need to catch up on some admin stuff too, as there's loads going on in school next week.
DH is going back to work tomorrow as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Definitely fingers crossed not to! of course it's the quality of my nursing carebeanielou said:Hopefully you won't
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Of course it isjwil said:
Definitely fingers crossed not to! of course it's the quality of my nursing carebeanielou said:Hopefully you won't 
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Try to find time for yourself even if its only half an hour. Glad all ok at the hospital and the photo is enough.
2 -
Glad the hospital trip went well - hope they are satisfied with a photo next week and that DH's first day back in work goes well. Definitely try and carve out some time for yourself even if it is to do nothing tomorrow while the kids are at school.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
beanielou said:
Thank youladyholly said:Try to find time for yourself even if its only half an hour. Glad all ok at the hospital and the photo is enough.
Thank yousavingholmes said:Glad the hospital trip went well - hope they are satisfied with a photo next week and that DH's first day back in work goes well. Definitely try and carve out some time for yourself even if it is to do nothing tomorrow while the kids are at school. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £8 (survey cashout)
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £173
September - £120
October - £55
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today I've got a few hours to myself which is nice. The kids are in a before school club so that gives me an extra hour or so. I've made a start on some of the admin, and caught up with who needs to be where and when next week. I've also booked and paid for school lunches up to Christmas so that's all sorted.
I've made a start with my Christmas shopping, and on little miss's birthday. I need to pack up the tablet and send it off for the trade in.
I am going to spend some time today just sitting with a book and enjoying the peace."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Glad you’ve carved some time out for yourself, you need it after the last few weeks xSealed pot challenge 822
Jan - £176.66 :j2 -
So glad you have some me time 😊🌻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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