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Small steps lead to big changes...

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  • jwil
    jwil Posts: 23,977
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Today's PAD - £6

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £253
    August - £173
    September - £76
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,428
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Really hope you feel better soon r ❤️‍🩹 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Sun_Addict
    Sun_Addict Posts: 26,304
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    Just catching up with you and your awesome PADs. Hope you can get a decent night’s sleep and feel better soon 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • jwil
    jwil Posts: 23,977
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    beanielou said:
    Really hope you feel better soon r ❤️‍🩹 
    Just catching up with you and your awesome PADs. Hope you can get a decent night’s sleep and feel better soon 🤞
    Thank you both :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,977
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Today's PAD - £3

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £253
    August - £173
    September - £79
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teapot2
    teapot2 Posts: 3,935
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    Good decorating plans, good idea to have everything you might need for when you have time,  Have a good day.
  • Hope you are feeling better. 

    Decorating plans sound really positive.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • jwil
    jwil Posts: 23,977
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    edited 17 September 2023 at 1:35PM
    Thanks both.  I didn't go to the DIY place in the end as there is too much water on the ground and it floods regularly around there.  We went to the local supermarket to get the cake decorating stuff, and I managed to pick up some white spirit there.  That was probably the most urgent bit needed.  I might order paint online.   Looking at FB I definitely made the right decision as there's lots of flash flooding around the town and surrounding area.  Even places I've never seen flooded are under water!

    Little jwil is having an almighty strop at the moment, so his electronics have been removed.

    Little miss is busy decorating her cakes.

    Happy days!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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