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Small steps lead to big changes...
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By the time we’d been in the opticians, shoe shop, pharmacy and library, we’d pretty much lost the will to live with shopping. So we headed off to see the wildflower meadow which given that it’s at the end of it’s season was still looking pretty stunning. We also passed the sunflower field on the way home which was a nice surprise 😁
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Love that
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
We did manage to get school shoes etc today, but none of the rest of the uniform so I might look online for that, or go to the big supermarket. Opticians went well, and no glasses needed for the kids. DH needed a blood pressure reading for tomorrow, so we tried to get it in the library, and although it worked for me, for some reason it wouldn't for him, so a quick dash to a pharmacy so that we could get that done.
Mine was showing a 4lb weight loss since last time which is good, but my blood pressure was only 1pt lower than last time, so it looks like my blood pressure is a bit high. Last time I didn't sit for the 10 minutes recommended, but this time I did (mostly) so that's not an excuse. I'm going to bite the bullet and book my blood test. I'm guessing it won't be pretty, but I might as well find out once and for all.
A bulky item is to be decluttered tomorrow, along with a load of accessories. It will be great to see the back of it, and good space reclaimed in the middle room."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
4 lbs off is great.
Keep plodding on the blood pressure front.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Beautiful photos of the flowers, really capture summer. One of my friends has high blood pressure despite not being overweight and exercising a lot.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I love the flower fields, thanks for sharing.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Beautiful photos thanks for sharing.
Well done on the weightlossAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Thank youbeanielou said:4 lbs off is great.
Keep plodding on the blood pressure front.
Thank youSun_Addict said:Beautiful photos of the flowers, really capture summer. One of my friends has high blood pressure despite not being overweight and exercising a lot. I am very overweight and don't exercise a lot so it's not really a huge surprise, but it is recent as I've never had an issue before.
Thank youWinterWarrior said:I love the flower fields, thanks for sharing.
Thank yousavingholmes said:Beautiful photos thanks for sharing.
Well done on the weightloss "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £52"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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