Debt free and staying that way while I re-evaluate life and keep blood sugar levels down

Watty1

I bet the pool membership will help you look as good as those thigh high boots!

Humdinger1

Right as ever @Watty1! Xx

savingholmes

Interesting images come with the boots..... 

Back to now - hope your walk was lovely.

jwil

Good news about the swimming.  Good luck with the new plans.

Humdinger1

Thanks @savingholmes and @jwil.  Am feeling back in the zone; it will be interesting to see how this impacts blood sugar.  In other news, DH is thinking about retiring fully in 12-18 months.   I'm now looking (with the help of threads on the pension board) at how much is needed to lead a comfortable life without having pension pots worth millions. I'm so glad I had my LBM as it would be scary to have debt and even more, a head full of magic that's unrelated to how things actually are. Love Humdinger xx 

jwil

There's some really good threads on the boards about people living well on relatively low incomes. It's a bit unnerving when people are aiming for huge amounts, and it's nice to see that people can manage well on a lot less. 

I've answered your question on the how much to live on thread.  I saved it in my spreadsheet to remind me what was needed. 

KajiKita

jwil said:

There's some really good threads on the boards about people living well on relatively low incomes. It's a bit unnerving when people are aiming for huge amounts, and it's nice to see that people can manage well on a lot less. 

I've answered your question on the how much to live on thread.  I saved it in my spreadsheet to remind me what was needed. 

We’ve had the new pension providers in work this week, to answer questions and give away freebies ….
They had ballpark figures on what you needed as an income in retirement. If the state pension remains at the level it is now (and creeps up in line with inflation) I should be okay (Mr KK much less so) but I should revisit that thread and get a solid number in my mind for the two of us. 

KK

Humdinger1

Thanks @KajiKita! DH will be 70 in May 25 and I'm 9 years younger.  We do broadly see eye to eye on attitudes to spending, what to prioritise...it really helps.  Love Humdinger xx 

foxgloves

Ohhhh....  just typed a long post re retirement/pension thoughts & then lost it, grrrr.
F

Humdinger1

Look forward to your pearls of wisdom when you get a min @foxgloves! It's so annoying when that happens.   Thanks as ever love Humdinger xx