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Debt free and staying that way while I re-evaluate life and keep blood sugar levels down

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  • Sun_Addict
    Sun_Addict Posts: 21,879 Forumite
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    Glad you feel brighter this morning. Things always seem worse in the early hours when you can’t sleep. No point worrying about things you can’t control and you’re a perfect example of someone who’s concentrated on things you can control like your diabetes and debt. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 91,485 Ambassador
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    You were not winging. 
    You inspire so many. Take care x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 5,218 Forumite
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    whinge away!  We all need someone to whinge too from time to time especially in the middle of the night.   Glad you are feeling brighter late.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • savingholmes
    savingholmes Posts: 27,901 Forumite
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    Feeling like a pit pony doesn't sound grand. Glad you had your LBM and reversed diabetes.

    I feel you on the politics side of things...

    Hope you're feeling better post covid.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 234 payments to go - now £181,773 Equity 27.3%
    2) Spend on handyman & external building works & new patio door £13.45K
    3) CC £8K on 0% spends card but offset by £34.3K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £11.3K/£127.5K AVC target 8.97% value at 15/7//24
    5) FI Age 60 annual income target £13.7/30K 45.7%
    6) SIPP £4.3K at 12/7/24
  • jwil
    jwil Posts: 19,732 Forumite
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    Sorry it has returned, but you've done it before so can do it again.  Great news about the other results though.
    "If you can dream it, you can do it". Walt Disney
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