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Debt free and staying that way while I re-evaluate life and keep blood sugar levels down
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lucielle said:Hope the results are good. Fallen off the low carb wagon.L7
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Hope the tests go well"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Fingers crossed, m'dear!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)6 -
I’m sure the tests will come back fine but good luck anyway 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Hope the test results are as hoped for.
Definitely prioritise health. Easier to write than do.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Up at silly o'clock, fretting. Why? Generally worrying about my daughter; she is home this weekend as has been poorly. Brought her washing home - naturally- and the drying laundry is making me wheeze. Recovered from my first bout of covid - negative test a week ago - but maybe the two are connected.
Working like a pit pony for not much money.
While I'm delighted that the Tories are in deep trouble, I'm worried that they'll find a way to get elected again. Am campaigning hard against that but even so. I know they're incapable of doing the decent thing and calling an election before they have to,but it would be fab if they could instead of viewing themselves as the natural party of government.
But in better news, at least I've had my LBM. If I'd hadn't paid the debt off when Covid hit, what a mess I'd be in.
I've seized the nettle and managed to reverse diabetes.
Most important of all, I have loved ones.
I think I need to work less. No walk today which is a major contributor to this anxiety.
Hope this post isn't pulling anyone down. I'm normally jolly but I suppose we all have moments like this.
Onwards and upwards love Humdinger xx8 -
Humdinger1 said:Up at silly o'clock, fretting. Why? Generally worrying about my daughter; she is home this weekend as has been poorly. Brought her washing home - naturally- and the drying laundry is making me wheeze. Recovered from my first bout of covid - negative test a week ago - but maybe the two are connected.
Working like a pit pony for not much money.
While I'm delighted that the Tories are in deep trouble, I'm worried that they'll find a way to get elected again. Am campaigning hard against that but even so. I know they're incapable of doing the decent thing and calling an election before they have to,but it would be fab if they could instead of viewing themselves as the natural party of government.
But in better news, at least I've had my LBM. If I'd hadn't paid the debt off when Covid hit, what a mess I'd be in.
I've seized the nettle and managed to reverse diabetes.
Most important of all, I have loved ones.
I think I need to work less. No walk today which is a major contributor to this anxiety.
Hope this post isn't pulling anyone down. I'm normally jolly but I suppose we all have moments like this.
Onwards and upwards love Humdinger xxHumdinger1 said:Up at silly o'clock, fretting. Why? Generally worrying about my daughter; she is home this weekend as has been poorly. Brought her washing home - naturally- and the drying laundry is making me wheeze. Recovered from my first bout of covid - negative test a week ago - but maybe the two are connected.
Working like a pit pony for not much money.
While I'm delighted that the Tories are in deep trouble, I'm worried that they'll find a way to get elected again. Am campaigning hard against that but even so. I know they're incapable of doing the decent thing and calling an election before they have to,but it would be fab if they could instead of viewing themselves as the natural party of government.
But in better news, at least I've had my LBM. If I'd hadn't paid the debt off when Covid hit, what a mess I'd be in.
I've seized the nettle and managed to reverse diabetes.
Most important of all, I have loved ones.
I think I need to work less. No walk today which is a major contributor to this anxiety.
Hope this post isn't pulling anyone down. I'm normally jolly but I suppose we all have moments like this.
Onwards and upwards love Humdinger xx6 -
Hope you managed to get some sleep in the end, and feel a bit better today."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Wow @Humdinger1 - paid off debt and reversed diabetes 😲 That's amazing 😁 You have inspired me to take control of my own health and make improvements.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Thanks everyone; I do indeed feel much better. Things always look bad in the middle of the night. Hope I wasn't whinging love Humdinger xx5
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