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Debt free and staying that way while I re-evaluate life and keep blood sugar levels down

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Comments

  • Hope the test results are as hoped for.

    Definitely prioritise health. Easier to write than do.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • jwil
    jwil Posts: 22,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you managed to get some sleep in the end, and feel a bit better today.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Wow @Humdinger1 - paid off debt and reversed diabetes 😲  That's amazing 😁  You have inspired me to take control of my own health and make improvements.

    Fortune x

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