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Debt free and staying that way while I re-evaluate life and keep blood sugar levels down
Comments
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The world at times seems to consist of carbs @lucielle! Keeping off them or at least at low levels costs a fortune but -as I remind myself- health costs money and it is a priority. Thanks for your encouragement and @PennysIntoPounds too. Love Humdinger xxlucielle said:Hope the results are good. Fallen off the low carb wagon.L7 -
Hope the tests go well
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Fingers crossed, m'dear!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)6 -
I’m sure the tests will come back fine but good luck anyway 🤞I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Hope the test results are as hoped for.
Definitely prioritise health. Easier to write than do.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253 -
Up at silly o'clock, fretting. Why? Generally worrying about my daughter; she is home this weekend as has been poorly. Brought her washing home - naturally- and the drying laundry is making me wheeze. Recovered from my first bout of covid - negative test a week ago - but maybe the two are connected.
Working like a pit pony for not much money.
While I'm delighted that the Tories are in deep trouble, I'm worried that they'll find a way to get elected again. Am campaigning hard against that but even so. I know they're incapable of doing the decent thing and calling an election before they have to,but it would be fab if they could instead of viewing themselves as the natural party of government.
But in better news, at least I've had my LBM. If I'd hadn't paid the debt off when Covid hit, what a mess I'd be in.
I've seized the nettle and managed to reverse diabetes.
Most important of all, I have loved ones.
I think I need to work less. No walk today which is a major contributor to this anxiety.
Hope this post isn't pulling anyone down. I'm normally jolly but I suppose we all have moments like this.
Onwards and upwards love Humdinger xx8 -
Humdinger1 said:Up at silly o'clock, fretting. Why? Generally worrying about my daughter; she is home this weekend as has been poorly. Brought her washing home - naturally- and the drying laundry is making me wheeze. Recovered from my first bout of covid - negative test a week ago - but maybe the two are connected.
Working like a pit pony for not much money.
While I'm delighted that the Tories are in deep trouble, I'm worried that they'll find a way to get elected again. Am campaigning hard against that but even so. I know they're incapable of doing the decent thing and calling an election before they have to,but it would be fab if they could instead of viewing themselves as the natural party of government.
But in better news, at least I've had my LBM. If I'd hadn't paid the debt off when Covid hit, what a mess I'd be in.
I've seized the nettle and managed to reverse diabetes.
Most important of all, I have loved ones.
I think I need to work less. No walk today which is a major contributor to this anxiety.
Hope this post isn't pulling anyone down. I'm normally jolly but I suppose we all have moments like this.
Onwards and upwards love Humdinger xx
Take care @humdinger the world is tough at the momentHumdinger1 said:Up at silly o'clock, fretting. Why? Generally worrying about my daughter; she is home this weekend as has been poorly. Brought her washing home - naturally- and the drying laundry is making me wheeze. Recovered from my first bout of covid - negative test a week ago - but maybe the two are connected.
Working like a pit pony for not much money.
While I'm delighted that the Tories are in deep trouble, I'm worried that they'll find a way to get elected again. Am campaigning hard against that but even so. I know they're incapable of doing the decent thing and calling an election before they have to,but it would be fab if they could instead of viewing themselves as the natural party of government.
But in better news, at least I've had my LBM. If I'd hadn't paid the debt off when Covid hit, what a mess I'd be in.
I've seized the nettle and managed to reverse diabetes.
Most important of all, I have loved ones.
I think I need to work less. No walk today which is a major contributor to this anxiety.
Hope this post isn't pulling anyone down. I'm normally jolly but I suppose we all have moments like this.
Onwards and upwards love Humdinger xx
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Hope you managed to get some sleep in the end, and feel a bit better today."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Wow @Humdinger1 - paid off debt and reversed diabetes 😲 That's amazing 😁 You have inspired me to take control of my own health and make improvements.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Thanks everyone; I do indeed feel much better. Things always look bad in the middle of the night. Hope I wasn't whinging love Humdinger xx5
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