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Resourcefulness: The budgeter's friend

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  • badmemory
    badmemory Posts: 9,679 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I changed supplier Aug last year & knew they set the payment too low, highly unusual.  They've just put my payment up but it has been in the budget all along.  I didn't want to have them keeping over £600 that BG had of mine.  Much better in my savings than in theirs.  But if you are going to play around like that you need to keep good records or the proverbial can hit the fan.
  • Sun_Addict
    Sun_Addict Posts: 24,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad your headache has eased enough to still have your usual productive day. I must admit I'm a serial painkiller dodger and always wait for aches and pains to go away on their own before giving in. Fortunately I rarely get aches and pains. 

    It has indeed been a glorious day today, feels very spring like. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,226 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    The sunshine has made such a difference, been lovely here as well.  Watching the birds and bees is lovely and means spring really must be on the way.  I need to get on with my garden planning as well. 
    Glad your headache is gone. I sometimes get one in the mornings and think that maybe I need a new pillow. Think that can make a world of difference.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cbsexec
    cbsexec Posts: 642 Forumite
    Part of the Furniture 500 Posts Name Dropper PPI Party Pooper
    Have recently got my new electric prices and they have gone up substantially- especially the standing charge!   Also had new water bill charges and that has gone up by £11 a month 😱 a 50% increase !
  • ladyholly
    ladyholly Posts: 3,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am liking the warmer temperatures but not the mosquitos who are biting me.
  • foxgloves
    foxgloves Posts: 12,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @ladyholly - Mosquitos out already? I haven't spotted any yet. I am also very prone to insect bites & must remember the pack of friendship-type bracelets I bought last year. They are impregnated with natural insect repelling oils & both of us trialled them on holiday last summer without getting bitten. 
    F


    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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