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Resourcefulness: The budgeter's friend

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  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @Jellytotts - That's a very good return to PA surveys! My monthly target from that site is £40. I don't always reach it, but there are also some months where I make between £50 & £70. Mr F has had a couple of months where he's achieved £100+. 
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • @foxgloves, I’m Northern based and the difference in prices between here and London (where I travel for work often) is getting smaller, I’m finding. 

    £11 or £12 for a panini and crisps at my local, lovely cafe, when we last visited towards the end of last year. £4 to add chips. All 3 of us at lunch, one kids meal, one panini and a club sandwich with a chips for DH and I to share, with a coffee, Diet Coke and a kids drink and it was £47! Nice as a little treat for us every so often (as long as budgeted) :)
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £236,171.58

    2025 goals:
    20 / 25 books
    10 / 25lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @Suffolk_lass - 3 tons? That sounds like some session! I hope you got to make  a start in your greenhouse. I'm really hoping to get some much needed time in mine next week. I think the forecast looks quite rainy, but I don't mind if I am dry in there with my coffee beaker & a pile of tasks to work through.

    @Spendywendywoo - Yes, I think it's probably a case of us usually visiting earlier in the day & having cheese scones & cappuccinos for our breakfast, which works out much cheaper. We hadn't had lunch there for a while, & of course everything has continued to go up in price over the past year. It was an enjoyable treat after having to trog over to the other side of the city centre for my dental appointment, & it's not as if it is something we do regularly since becoming reformed characters on all things financial. I am not at all averse to occasional treats.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Makingabobor2
    Makingabobor2 Posts: 4,198 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hope your gardening went well. I wanted to get out there today, but DH had other ideas, so left for another day. Probably not a bad thing, as it will give me time to organise a bit more, exactly what/where etc.  We had to nip out and decided as we were near a Mr M's, we would treat ourselves to a coffee, as although the cafe isn't the most luxurious....looks out onto the carpark....lol, the coffee is actually very nice.  As it was lunch time, I offered to treat to a sausage sandwich.... not very healthy, but hey, its the weekend.  £8.50 total for the 2 of us. They do an offer on sandwich and hot drink, I thought that was not bad at all. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 754

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's a very good price, @Makingabobor2.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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