We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Resourcefulness: The budgeter's friend

1562563565567568703

Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,395 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Our garden bin was £39 last year, and is all year round.  Goodness knows what will happen if they merge the councils like they are talking of doing.  I can't see it working well TBH. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/
    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • rtandon27
    rtandon27 Posts: 6,130 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ours is currently 41gbp a year & payable in September (it goes up by a few pounds each year) - I believe it is 50 out of 52 weeks, as they don't collect at xmas and new year.  Most folks on our street have a green bin and are mostly avid gardeners. with the exception of the neighbours with the plastic grass.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • 2Scratters
    2Scratters Posts: 1,111 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @KajiKita re the extra forward payments for the gas/ electric I see no reason in letting the supplier get any benefit of my over payments. I do however have an accounts pot for the utilities of added what has been recommended or my anticipation of costings. I'd rather me make a little extra money. I do monthly readings as it is. If my account is getting down a little bit I will throw £100 into there to keep it floating obviously not going into debt. 
    Learning how to make some firelighters as per Nancy B. Lets see how this turns out  ;)

    Have a good weekend all

    2 Scratters xx

    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.