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Resourcefulness: The budgeter's friend

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  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Our garden bin was £39 last year, and is all year round.  Goodness knows what will happen if they merge the councils like they are talking of doing.  I can't see it working well TBH. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £18.30

    Decluttering items 1198/
    2025
    Books read    17
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • rtandon27
    rtandon27 Posts: 5,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ours is currently 41gbp a year & payable in September (it goes up by a few pounds each year) - I believe it is 50 out of 52 weeks, as they don't collect at xmas and new year.  Most folks on our street have a green bin and are mostly avid gardeners. with the exception of the neighbours with the plastic grass.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @KajiKita re the extra forward payments for the gas/ electric I see no reason in letting the supplier get any benefit of my over payments. I do however have an accounts pot for the utilities of added what has been recommended or my anticipation of costings. I'd rather me make a little extra money. I do monthly readings as it is. If my account is getting down a little bit I will throw £100 into there to keep it floating obviously not going into debt. 
    Learning how to make some firelighters as per Nancy B. Lets see how this turns out  ;)

    Have a good weekend all

    2 Scratters xx

    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
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