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Resourcefulness: The budgeter's friend
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Great update @foxgloves, you've achieved so much already today and it's only lunchtime!
I have been looking at writing down recipes that I know have been tried and tested, I think this may take some time but will be worth it. How have you recorded them, in a notebook? xMortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £235,620.31
Car Balloon Payment £12,243.60, due Nov 25. Saved £7,362.30, £4,881.30 remaining
2025 goals:
20 / 25 books
10 / 25lbs lost
£1000 / £1000 EF
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum5 -
Sounds like a productive morning already, and only half way through the day. Love the idea of calling cleaning Caring for the home....sounds much better.
Like you, I never learnt to make an Excel spread sheet. DH, di try and teach me, but I found it a bit confusing TBH...lol.
I also have a load of recipes I need to go trough, just need to find the time.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
I like the reframing to caring for your home, I'm going to adopt this and see if I'm any more motivated 🤞Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
I love old handwritten recipe books / folders. I inherited one from a great aunt (my elder daughter now has that) but I also see them at flea markets, car boot sales etc which I frequent for my small business. I can never resist them, and they go for next to nothing, 50p or even 20p. I feel sad thinking about the ladies who recorded these recipes, which, though not necessarily to our taste, are an important part of social history. My own recipe book needs exactly the treatment you are giving yours @foxgloves - it is a complete mishmash of tried and tested recipes and items cut from magazines at a whim and never attempted.
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If you have loose pages it could be a good idea to laminate them. Save them from damage when in use.
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badmemory said:If you have loose pages it could be a good idea to laminate them. Save them from damage when in use.
KA8 -
The joy of our feline friends - ours love cat nip - did make me giggle thinking about Ash climbing up the bookcase and potentially all your Pink Floyd albums flying everywhere- just what we need on a cold winters dayAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away5 -
Evening diary readers,
Thanks for all your comments & contributions - I'll reply properly tomorrow as I know I shall go off on a tangent about recipe collections with it being a project I'm actively engaged in atm.
Despite a poor night....I've never been much of a good sleeper....I've had a productive day & spent precisely nothing. So let's start with that:
*A no-spend day.
*Only 4 items required ironing so low electricity use there.
*Baked the sourdough loaf I made yesterday.
*Daily looking after the house hour: Cleaned another corner of kitchen cupboard doors, scrubbed tiles, de-gunked stand mixer & washed grubby flour dredger. Vacuumed kitchen, hall & lobby. My shoulder is complaining about tile scrubbing but I'm not. An hour a day is the new-found way to go for me. Kitchen almost starting to sparkle & Mr F now v keen to clean the oven on Sunday!!
*Free bending & stretching session doing an hour of garden border clearing. 4 more big trugfuls to garden waste wheelie & 2 to compost bins.
*Made tomorrow's packed lunch & breakfast.
*Bath & hairwash still using free full sized products I was sent to test before Christmas & for some reason, I have never been contacted to do the follow-up feedback survey. Normally they're on it like the proverbial bonnet. Shame as pretty decent products.
*Jacket potato night. I am having tuna & sweetcorn melt & Mr F is constructing Epic Man-Stew. All I know for certain is that it will defo contain 2 carrots & a large parsnip aa he's just popped in to check I don't need them for tomorrow's slow cooker recipe.
*Knit more sock.....haven't done any yet today but will be doing the foot shaping later.
*Wrote 2 letters.....as in proper ones with a PEN! Still using my stash of nice picture stamps bought last year before the price increase.
Oh & I should maybe add that I failed to fall foe a scam email purporting to be from the Pay of Pal. These people must think I came upstream on a bloody water biscuit! Apparently, if I hadn't ordered the £300 item stated, I just needed to contact a number (helpfully supplied) to have the money refunded to my bank account within 6 hours......which I interpreted as they would need up to 6 hours successfully to CLEAR OUT my bank account. Honestly, who falls for rhis stuff? Sadly, I think a few probably will have done, despite the very many warnings about how to spot a acam.
Well, that's been today. Over & out,
F xx
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)10 -
Well done on recognising the scam even though it seemed obvious, all of us are vulnerable to these things if it seems to chime with something kosher in our lives, which I suppose is why we all get so many ones we laugh at because they're so implausible- the scammers cast their nets widely.
But with a global population of eight billion, most of whom are online in some form, that's a lot of lives severely affected or even ruined if the scammers only get 1% of their targets clicking through, let alone the societal and personal damage from the mistrust it causes not being able to believe others, or feeling like a mug and a failure, or not utilising online things that would make people's lives easier.
Sorry for the rant foxgloves! These people are so evil and it thoroughly depresses me that there are so many in the world we all inhabit.
But excellent news that Mr F wants to clean the oven 😁
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Looking forward to hearing about whatever gets conjured up involving the root veg!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!5
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