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Resourcefulness: The budgeter's friend
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🤣 I'm always thinking my phone has a crack but here it's either cat hair dog hair or mine or daughter's hair....I feel sorry for the hoover tbh8
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I have just caught up with everyone’s chats. I don’t post very often but I always enjoy reading the posts. It’s nice to have a group of people which reflect my interests and values, which can be difficult to find in real life.
Thank you for the recipes I’m going to try Twinks hobnobs soon, and thank you for those who have already tried it with gluten-free flour and a tip about adding baking powder.
I love MSE, Thank you to all who share their journey and knowledge to reach their goals and live a good life on a small income.
2025 will be a year of necessary challenges and changes, and closing some doors permanently that don’t serve me or are not in my best interest.8 -
Foxgloves, you are motivating me to get my tush moving on tidying up my recipes folders! I am drowning in recipes, partly due to having been omni, veggie, vegan and then veggie again in the space of 8 years or so … 😉 I haven’t got time to write the good ones / keepers out, long-hand, but thinning them would be a good improvement! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Hello Diary Readers,
Not doing much screen time atm as I have developed a bout of vertigo. It's an old problem which I haven't had for over a decade, so to say I am p*ssed off with it is an understatement! Hopefully it will improve of its own accord as I found the tablets I have been prescribed for this in the past rather zombifying. Anyway, onto today's budget-helping efforts, because I can do stuff as long as I remember not to look up, not to bend over & not to swing my head too enthusiastically to the left.
*Sorted out yesterday's garden pickings which were 700g french beans, 4 courgettes, 2 cucumbers, 3.25kg tomatoes, an aubergine &125g chillies. Prepped & froze 2 bags of beans & will serve the rest with tonight's meal, froze most of the chillies.
*Baked bread.
*Put tonight's dinner in the slow cooker & there will be sufficient to feed us tomorrow night too.
*Used some of our produce to make 2 vegetable crumble bases for the freezer.
*Made tomorrow's packed lunch & breakfast. I have used leftover BBQ chicken for this, as well as my lunch today. It occurred to me that as these BBQ chicken wings were one of the 10 mix & match packs for £20 from our local butcher that we bought at the end of last month, we have had 2 main meal portions & 2 lunch portions from £2's worth of meat. Can't complain about that!
*Did 4 load of laundry, albeit 2 of them being small 30 mins at 30 degrees washes. All blowing dry for free in this insanely hot wind. Thankfully they have dried after the 2 showers which were not forecast. Looked at the weather report this morning which clearly showed the storms to be north of the Humber, so was surprised when I thought I'd heard the RAF on flying practice, that it turned out actually to be thunder!
*Did a survey.
Not too impressed to see that we had been revisited overnight by that recent dead wood pigeon. No, it hadn't risen Lazarus-like from the leaf litter deep under the hedge where I interred it, it had been dragged out by a fox & ripped to pieces. Another bird had met a similar fate by the pond. I am thinking this may have been an earlier sparrowhawk strike but that it got disturbed & flew off. Foxy-Loxy had also enjoyed a bit of shreddit with that too. All gathered up by me with the grabber to avoid bending over & re-buried. I did manage to do this without falling headfirst into the hole, so that's something, I suppose!
I haven't done my usual Monday morning budget updates, as it will involve more screen time than I think is sensible today, so I have rescheduled it for first thing tomorrow, before it gets too hot, when I can sit at the table with the conservatory doors flung open & it's cooler. I am going to spend the rest of today reading my current library book, which I'm really enjoying (Stef Penney's latest novel). I am not finding the eye movement from reading is affecting the vertigo, so I may as well sit in the shade & do that. I don't enjoy this very hot weather. I prefer low 20s for summer & find high humidity annoying & draining. Soot hates it too & keeps flinging himself down on the kitchen quarry tiles for a cool-down.
That's my lot for today, m'dears,
F x
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)14 -
Hope the vertigo doesn't hang around Foxgloves, horrid to feel dizzy and unsteady like that. x6
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Echoing teapot and hope the vertigo gets better pretty sharpish. We've had a lot of sparrowhawk attacks on wood pigeons where we live, the park across the road is strewn with feathers!I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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hope you feel better soon. I'm sure the hot weather is not helping .Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
take care , hope you are on the mend soon x5
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Feel better soon @foxgloves !!!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4
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Sorry to hear about the vertigo. I dont know what tablets you take but sometime stugeron travel sickness tablets help. They may be the ones you have in which case ignore me.5
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