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Resourcefulness: The budgeter's friend
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Happy birthday 🎂 have a wonderful time xx7
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Thanks, you lovely people. I will do my best!
@Sun_Addict - Yes, birthday twins, so I shall need a necklace, at least 1 new bag & 47 lip balms tomorrow!
Internet not v reliable here in deepest Suffolk so I will resume normal MSE diary service when we return.
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!9 -
And a bracelet 🤣🤣 Enjoy 😎I get knocked down but I get up again (Chumbawamba, Tubthumping)8
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Have a wonderful Birthday, my beautiful friend!Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/525 -
Have a wonderful birthday.5
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Have a fabulous birthday tomorrow and a wonderful holiday.5
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have a have a very happy birthday, and a wonderful holiday xx5
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Have a great holiday & a wonderful birthday. X
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1600/3000
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Studies/surveys April.....£54.22
Decluttering items 1402/2025. 195/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
Have a fabulous Big Birthday Day FG!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)4 -
Happy birthday 🎂 🥳 Have a wonderful day.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15
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