Resourcefulness: The budgeter's friend

milann

Ooohhhh your cats must love  you to bring such goodies 😻😳😻😳 shudders at the thought.

2Scratters

Hi Peeps, 
some of my money saving recently has come from my lovely neighbour who gave me a bucket full (yes a full sized bucket) of bathroom items she no longer uses. I'm not proud of using up what others don't need or like anymore, we are talking bottles of products. It gets used for the purpose it is intended to and saves waste. (if it has deteriorated beyond use it does get binned) She gets a declutter too so it's a win win. As toiletries comes from the shopping budget it helps to save for bulk buying foods - shower gel won't feed us    
I have recently (whilst with siblings too) on emptying parents home of old stock of non foods found 5 tins of fly spray (full) the others don't want these items -  it just shows how together a bigger plan can come together and prevent waste. Between us have been very successful at reducing much and a more carefully thought out way of many benefitting of this way of disposal. I am heading towards early retirement (which is my long term plan) so all these savings will help. 
Need to get some meal plans done with stock we already have in the freezer and keeping away from shop temptations for as long as possible. 
Sounds like DH is dismantling the fire stove for a service and clean. 

Take care all

2 Scratters xx

joedenise

@foxgloves - why don't you go for the Paypal option and you can transfer the cash into your bank account to do what you want with it?  I think that's what I would be inclined to do if none of the other options suit you.

EssexHebridean

joedenise said:

@foxgloves - why don't you go for the Paypal option and you can transfer the cash into your bank account to do what you want with it?  I think that's what I would be inclined to do if none of the other options suit you.

This is exactly what I do when survey companies pay out via PP - by far the easiest way of just getting hands on the cash! 

starnac

joedenise said:

@foxgloves - why don't you go for the Paypal option and you can transfer the cash into your bank account to do what you want with it?  I think that's what I would be inclined to do if none of the other options suit you.

I was just coming to say the same thing. This is what I do. Then you have the cash in your bank account to do with as you please rather than have to stick to one place as you might have to with a voucher

PennysIntoPounds

Is it still the case PayPal takes a fee for transferring to bank? 

rtandon27

starnac said:

joedenise said:

@foxgloves - why don't you go for the Paypal option and you can transfer the cash into your bank account to do what you want with it?  I think that's what I would be inclined to do if none of the other options suit you.

I was just coming to say the same thing. This is what I do. Then you have the cash in your bank account to do with as you please rather than have to stick to one place as you might have to with a voucher

I too came on to say Paypa1 to cash is a great option!  Either use it when purchasing online, as many retailers take Paypa1 or withdraw to the bank as cash.PennysIntoPounds said:

Is it still the case PayPal takes a fee for transferring to bank? 

I've never once been charged for taking money out to my own bank account - it may be that you need to link the account before withdrawing to avoid the fee?

Sun_Addict

I use PayPal for my survey payments. Once you've transferred the money into your bank account it goes through straightway. Never been charged for it, I think that's if you transfer money to a person - I transferred some money to DS for something he bought on my behalf via PayPay and he was charged for it.

foxgloves

Thanks all for your recommendation. I did have another look at the pay-out options from that site & had pretty much come to the same conclusion, so it was good to know that so many of you use this method successfully. I have now cashed out my payment via Paypal & will see how I get on with that. I think I was just put out to discover that my usual choice of voucher was no longer available, as I liked to put those with vouchers for the same shop from another survey site plus the loyalty points ones from my CC. Obviously I get my PA payments via the Paypal route, so am not unfamiliar with it, even though I only use it for making purchases extremely rarely.

In other news....Mr F DID successfully make some cheese this morning & is so proud of it (with good reason) that he announced he will cook tonight so as to be able to use some of his lovely mozzarella as the crowning glory on a pasta bake!
I did manage to get those greenhouse jobs done, although a torrential shower meant that I got absolutely soaked just in the short time it took me to replace the watering can under the water butt tap & walk quickly back to the house. The water was dripping off my hair & eyelashes! Still pouring - cats have been on wet playtime all day, so will be bonkers later.
My Sept PA earnings are slowly improving - over £26 now, so will keep checking each day, as these monthly amounts are useful for augmenting Personal Spends.
F x

foxgloves

@2Scratters - That's a good haul of use-it-ups. I couldn't agree more with the need to use up those products which have been manufactured, packaged & bought. I remember when we cleared out our parents' house prior to sale in 2019. It's such a sad task, but it really helped that we could work on getting a '2nd life' for as many things as possible - charity shops of course, their friends & neighbours, a church craft group, etc, but I also brought back a huge box of cleaning products......ok, 6 bottles of anti-mould spray is likely to be more than we will need in the next decade.....but it just seemed so hugely wasteful to bin them. I was clearing out the utility the other day & spotted that we still have 4 anti-mould sprays, 2 window cleaning sprays & a ton of rescued lightbulbs. I also found a big pile of brand new flannels in Mum's craft stash, which she'd bought for a project, so even they came back here for use as dish cloths. It's well worth doing & as we were still paying a mortgage at that point, it did contribute to the budget because there was this stash of stuff we didn't need to buy for quite a while.
F