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Resourcefulness: The budgeter's friend

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Comments

  • EssexHebridean
    EssexHebridean Posts: 25,461 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I found the same thing with the heating yesterday Mrs F - ours popped on for a while first thing, and that was it for the remainder of the day - and the slight chilliness in the back of the house last night was easily avoided by sitting in the front room instead. 

    Good  news on both the scan location and the HMRC confirmation too. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • rtandon27
    rtandon27 Posts: 6,379 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    'We' gave in yesterday and turned the boiler from water only to water & heating. 'We' is actually the OH who's wool sweater is still on the back of the chair! - I wore one fewer layer today & didn't heat the wheat bag once...
    ...I did have a grumble or two about the cost of central heating, but given that I work from home a couple of times a week, I might have to just give in & admit it's cosy weather ;)
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • themadvix
    themadvix Posts: 9,429 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Ooh, SL, I'm glad you asked about the jammy buns - it saved me having to! You're both insanely busy with homesteading - but always so good to read about and very inspiring :smile:
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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