📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Walking into another chapter ...

Options
1373840424383

Comments

  • What a little sweetie! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning all, well one week with Boo and she's adorable - so affectionate, she bounds over to see me when I come in, it's like having a puppy :)

    Todays plan is catching up on washing and housework this morning then the usual footie afternoon. I might do some online Christmas shopping too. Moneywise the unions have finally agreed a payrise for support staff (from April), of £1925 so we should get that either at the end of this month or next. which will be lovely. Not sure yet where to allocate it - I'm thinking maybe finish off the holiday fund and spending money with it, or maybe some towards the £1000 I need to find in 2024 for my retirement world cruise or maybe start a new fund for a dentist :(, not exciting but needed. Hmm, thoughts to ponder.

    £22 withdrawn from Prolific this morning.


    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sun_Addict
    Sun_Addict Posts: 24,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased to hear Boo is settling in well. Great news about the pay rise too. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on payrise. 
    Awww wee Boo. 😻😻
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Blackcats
    Blackcats Posts: 3,886 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Boo sounds adorable.  My rescue cat is very affectionate too and also trots around following me or bounds over to welcome us home.  Even after 12 years he still makes me smile each and every day.
    fab news about the pay rise - it's nice to have the "problem" of allocating the money to various pots.  I'm sure you will make sensible decisions and have some fun too.
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Not sure where the last 3 weeks have gone ... all pottering along nicely here.

    Boo: She is gorgeous and seems to think she is a golden retriever. She spends most of her time playing fetch - she drops her toy on my foot and paws me until I throw it for her, this can go on for several hours non-stop :)

    Money stuff: £82 won just now on a spins game, I let myself have £3 to spend on it and had a nice win so that has gone over to the holiday pot. That doesn't have much further to go now, will be nice to tick that target off my list before the end of the year so I can concentrate on new goals in 2024. 

    Yesterday was payday and I got my backpay, £1100 and have moved it straight over to my savings pot until I decide how to split it between various pots. This weekend involves getting everywhere spick and span before the decs go up maybe next weekend. Also some Christmas shopping probably needs to be happening.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £5 withdrawn from Prolific
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sun_Addict
    Sun_Addict Posts: 24,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was wondering how you were getting on with Boo. She sounds delightful 😻 My youngest cat loves chasing balls just like my dog. She even dribbles it between her feet 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • benbenandme
    benbenandme Posts: 12,347 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic


    Here's a pic of her right now - I'm trying to mooch on the laptop, she's curled up on my hand :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sun_Addict
    Sun_Addict Posts: 24,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw how sweet 😻 She’s fallen on her feet with you she’s a lucky cat - although she will no doubt think it’s you who’s lucky to have her that’s cats all over 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.